Be careful I have a reputation to maintain.....and so do you so watch it.

I would never have know how bad the problem is until I became a banker and there are many people with screwed credit because HMO's don't pay as promised so the patient is left with the bill. I don't want to sacrifice our superior doctors and hospitals and have no idea what the answer is but status quo is not it.

If this flu thing hits, look out. The insured will not be insured because the customers that pay the bills because they are dead, sick or broke.