Your kids are what is causing your high rates! I have one just turned 16 and my rates really raised through the roof! A sympathetic insurance agent, told me( off the record), to buy some old junker car, whether it be running or not, and put my son as the primary driver on that car(liability only). Havent done it yet, but if I have to buy an older junker, I would just as soon be something I can drive!(lol)
coadman
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