I'd be inclined to have the truck totalled out, prinicpally because of the suspension and frame damage. (I'm assuming its BOF). Even with the racks in the body shops, it's a difficult job to get done right, and you wouldn't want a vehicle that crabbed down the street, wore out tires prematurely and never felt right. There's a chance of that.

I'd get a settlement and move along to another one. The T100 is a very good truck, though, in many ways superior to the equivalent Ford/Chev/GMC/Dodge pickups. Toyota is in that game to stay, and they are a VERY viable and credible truck choice.

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1991 560 SEC AMG, 199k <---- 300 hp 10:1 ECE euro HV ...

1995 E 420, 170k "The Red Plum" (sold)

2015 BMW 535i xdrive awd Stage 1 DINAN, 6k, <----364 hp

1967 Mercury Cougar, 49k

2013 Jaguar XF, 20k <----340 hp Supercharged, All Wheel Drive (sold)