Sadly it will just about take its failure for most people to realize that there needs to be some drastic changes. And undoubtedly our elected officials will feel the need to create the next great gov't retirement plan because most of us aren't smart enough to plan for it on our own.
My retirement plan is based on the assumption that I will not see one red cent from SS by the time I reach retirement age, preferably early. Assuming I make it that far.