Time marches on. The insurance company had a company out to do water damage mitigation. They lifted some of the carpets to blow air underneath. They pulled down parts of the ceiling underneath where the flood occurred to let it dry, ran multiple dehumidifiers and fans for up to 2 weeks, then replaced the drywall. One of their notes is that the carpet is delaminating. They recommend replacement. The insurance company concurs.

The upstairs is the living area. The floor is about 95% covered with carpet. The living room hallways and bedrooms are covered with the same carpet. The insurance company is saying that they will replace the carpet in the hall and living room but not the bedrooms. I’m worried about my house value being lowered due to their refusal to re-carpet the bedrooms. Is this reasonable on their part?

The insurance company says that they will subrogate to the company responsible for the damage. I’m wondering if it is time to bring a lawyer into this…

Any suggestions?