I've been reading the threads on the latest insurance problems from
forum members. This freaked me out a bit. Even with comprehensive
if they value the car at "book" you LOSE. I only have PLPD on the TD. I did a "stated value" of 10K on my old truck with a 1k deductable, but I'm sure they would contest even that until you could "prove" value. Be sure to take many pics of your rig. Now that I have 5200.00 in my TD, I'm going down to State Farm in the morning to do a "stated value" policy on the TD. Cripes I saw that nice
CD in the forums that is now TOTALED and they want to pay out 1800.00
bucks!! Intact I'd have paid at least 3000.00 for a low mileage CD. So folks, ask about a "stated value" policy. I'm sure even in that case the insurance companies will weasel out, but at least you can maximise your chance of fairness if your car gets whacked by the negligent cellphone idiot. I'm going to my agent in the morning to assess this, I'll report back.

__________________
85 300TD FED-Daily
84 300SD-Wife's
86 XJS-Sunday
66 GMC-Work- Given to my stepson
83 BMW Airhead- Given to my stepson