Recession, depression. Whatever you call it, its a purging and cleansing process that shakes out the junk in the system. Its like vomit and diarrhea, not pleasant but sometimes necessary.

I have one friend who claims to have sold all his holdings when the Dow was hovering around 14000. Unfortunately he doesn't have a job now, so everyone gets hit one way or another.

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1985 380SE Blue/Blue - 230,000 miles
2012 Subaru Forester 5-speed
2005 Toyota Sienna
2004 Chrysler Sebring convertible
1999 Toyota Tacoma