Quote:
Originally Posted by tankdriver
I haven't had insurance for a few years.
Just wait until you need it. I needed 4 lousy stitches last year and it was around $100 a stitch.
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Most full coverage policies cost many hundred of dollars per month, say $500. You haven't needed meds in 24 months = $12,000. $12,000 - $400 = $11,600.
Let's say you put that $11.6K into several CD's and continue doing so until you real ol'fartdom -- mid-40's and then get catastrophic insurance.