If she's upside down on her mortgage, she can't move and make life adjustments. I'm not sure if that's the case or not, but its likely.

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1985 500SL Euro w/ AMG bits 130k
1984 300SD Turbodiesel 192k
1980 240D Stick China 188k
2001 CLK55 AMG 101k
2007 S600 Biturbo 149k Overheated Project, IT'S ALIVE!!!