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Old 01-26-2010, 08:14 PM
Craig
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I agree, the best way out of debt it to just pay it off as quickly as possible. Make a budget based on the minimum that you can live on, and put as much as possible towards your debt every month. The sooner you start, the sooner you will be done. There is no "easy" way to do this.

When you are serious, make a decision to stop borrowing money (with the exception of a house that you can really afford). I refuse to borrow any money or use credit cards (I use debit cards to access my bank accounts). When you pay off your debt, start saving as much as practical every month. The best way to avoid debt is to have some cash in reserve to cover unexpected expenses.
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