OK, perhaps I am not being clear.

I have a file on my PC. It has all my passwords and user names. There are times when I forget one. Without having to have them email it to me and then having to reset my pass word I would rather just have the file remain on my PC and have it encrypted. If it is stolen they will not be able to access it with out the key. This way I really only need to remember one password rather than many.

Also, there are times when my wife atually wants to look at the bank accounts or might need some info. If I'm not available she can enter the the encrypted file and gain access.

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