Congratulations on your success and good luck in the future.

What you say makes sense, but is it reasonable to expect young people whose parents, grandparents, peers, and role models are all a bunch of losers to all of a sudden figure out how to succeed? I'm sure some will break out of that hole, but they will be the exception. Of course, that problem goes back farther than the current bad economy and budget problems. The more immediate issue is why people who would have been middle class a generation or two ago are busting their rear ends and getting nowhere. With those people we are heading backwards.