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Originally Posted by tbomachines
You're thinking of FSA. HSA rolls over every year, and it is typically rolled up into a health insurance plan. They're both tax free, but with an fsa you have to sort of guess how much youre going to spend that year in eligible expenses and you lose whatever you have left at the end. Typically you can say how much youd like to contribute to your hsa but I can see how an employer might be able to set that up through negotiation.
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As an employer, the fact that the employee "owns" that account is definitely something to keep in mind and negotiating that contribution will be important. If they leave, the HSA money goes with them. We're pretty lucky in that our average length of employment is nearly 12 years. I do like the fact that the unused funds carry over to the next year.