I got the buy-back price down to ~$500 on my '84 300TD. Basically, State Farm started out at $2000, I balked, told I wasnt' going to accept their offers at all unless I could take the car back for under $700. I called 3 junk yards what they would pay for the car. Best one was $500.

The totaling agent then called three more yards. He then advised me he would offer me the car back at the average of those was... $500.

Had he just shut up and give it to me in the first place, he would've had $700...

Always negotiate. Never take their first offer.

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'85 300TD "Puff The Magic Wagon" - Rolling Resto
'19 Mazda CX-9 Signature - Wife's sled
'21 Morgan 3-Wheeler P101 Edition
'95 E300d - SOLD
'84 300TD "Brown Betty" - Miss this one
'81 240D "China Baby" - Farm grocery getter