A disclosure document signed before sitting down with an invester gives you a little comfort,if money is tight and you want to get the ball rolling youll need private capital,banks dont take risks ,I think they own the US govt right now because of this fact ,only an investor will be willing to gamble with his money but the split on the profits will usually be in his or her favor.You become just the middle man to the idea.Do you remember The Heart Beat of America slogan Chevy had back in the 90s ,that was a covered under a copyright ,the guy who pitched this to Chevy was sent checks over the term of the ad ,it exceeded over 2 million $ when Chevy finished the pitch,a good return for 5 words on a bumper sticker ,tv spot ,or newspaper add.