Set up the "Separate" account at ANOTHER financial institution!

If you do it "In House" @ the same institution,They'll ("The Bank")
[Most especially Commercial Banks] just rob one of your accounts to
"Refund" the other AND clip you for Underfunded Transactions to boot!

Worst news is that All EFTs are Dual Carriageway (IN AND OUT).
If they've got permission to put in,they can take out without notice.

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'84 300SD sold
124.128