Dear Benzmac -
Couldn't wait till the morning so went out to the car last night armed with a flashlight.
The first fuse I checked, #12, was broken.
One end of it had fused onto the terminal and broke off. Not visible if you're just staring down into the fuse panel.
Not sure what caused it, or maybe it's from old age.
Anyway, car is back to normal.
Thanks and take care.