Thread: Medicare
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Old 06-30-2018, 01:53 PM
ESchwab ESchwab is offline
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Join Date: Apr 2016
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If you will get a Kaiser plan, talk to them about how it integrates with Medicare and what options you should choose with Medicare. Ask them to give you and across-the-desk, sit down visit with you to explain it all.

You are eligible for Medicare, Part A, which covers hospitalization and certain doctor care. It generally pays 80% of the hospital bill. You are responsible for the other 20%. You are also eligible to choose Medicare Part B (doctor bills) and Part D (prescription medications), for which you pay additional premiums. The premium for part B is about $100 a month; I don't know what the Part D premium is. If you don't enroll in Parts B and D when you first become eligible for Part A, the monthly premiums are higher on the later dates that you choose to enroll.

The Medicare supplement insurance is private insurance that pays the amounts that Medicare does not pay. It looks like that is what Kaiser wants to sell you.

The Medicare Advantage Plans are a different form of Medicare, which pays everything on what they cover -- no 20% or co-pays. The problem is that they don't cover everything, and it is somewhat of a mystery as to what they do not cover.
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