O.K. Everyone back into your fallout shelters. There was a lot of devastation in California but the odds of it happening to any one of us are almost unmeasurably small.
An individual house fire is a true disaster to those directly affected. I have attended many in the past as a Fire & Rescue medic and now as a Red Cross disaster volunteer. The closest thing to a community-wide disaster I have seen is flooding. Your shelter would kill you in that case.
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