In the UK you can get limited mileage classic car insurance policies. Usually they are cheaper than a regular comprehensive policy. You can also agree a valuation in the event the car is stolen or written off. I'm sure you could get a similar policy in the US. Cost will depend on your age and claims record more than anything else.
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JJ Rodger
2013 G350 Bluetec
1999 SL 500
1993 E300 diesel T
1990 190
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