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Old 04-07-2004, 11:08 AM
CSchmidt CSchmidt is offline
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Join Date: Oct 2001
Location: around Charlotte NC
Posts: 586
some tricks


For those of you with lots of stuff, this has worked for me. I insure:

87 SDL
92 Mustang 5.0 convertible
93 Lincoln MVIII (290 hp)
96 Ford E-150 conv van

Full coverages, $500 collision, but with the lowest liability coverage. Total is around $2k/year for 2 adult, clean record drivers driving around 50K miles/year.

I also insure:

350 hp ski boat
pontoon boat

So my (State Farm ) agent recommended to lower all policies to minimum liability, then add an umbrella liability coverage policy for $2M. The net is my overall bill is less and coverage is higher. I think the umbrella policy is about $170/year.

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