Got my first ticket about two months ago on the way to work.. CHP in one of the Camaro's clocked me @ 71 in a 55.. He wrote me up for 65 so it was within the 1-15mph over the limit range and was only $100 or so... Haven't seen the insurance increase yet.
I'm just glad I haven't blown by CHP on one of my quick trips to 140mph and back to the legal limit... There's a longggg [and usually deserted] straight-away on the road home from the office...