They owe you for the car in the condition it was in, not a mythical bluebook number.

Contact an attorney and the police and file a report, you don't have a leg to stand on otherwise.

They are also not entitled to raise YOUR rates for an accident not your fault, so hold them to that too.

If you do nothing they will steal you blind, they are in the business of screwing money out of people, nothing more!

Peter

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1972 220D ?? miles
1988 300E 200,012
1987 300D Turbo killed 9/25/07, 275,000 miles
1985 Volvo 740 GLE Turobodiesel 218,000
1972 280 SE 4.5 165, 000 - It runs!