Cazzzidy,

You will have to fight as no insurance company is going to volunteer to make you whole again, but you can win. I got $7,100 for repairing my 1986 190E 2.3-16, a Euro car, by being persistent when it got rear ended with my son at the wheel. I have no collision insurance either. It was a long battle but it worked out in the end. And fight getting it "totalled" as that requires more of your time and effort. Jim

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Own:
1986 Euro 190E 2.3-16 (291,000 miles),
1998 E300D TurboDiesel, 231,000 miles -purchased with 45,000,
1988 300E 5-speed 252,000 miles,
1983 240D 4-speed, purchased w/136,000, now with 222,000 miles.
2009 ML320CDI Bluetec, 89,000 miles

Owned:
1971 220D (250,000 miles plus, sold to father-in-law),
1975 240D (245,000 miles - died of body rot),
1991 350SD (176,560 miles, weakest Benz I have owned),
1999 C230 Sport (45,400 miles),
1982 240D (321,000 miles, put to sleep)