I tried to do just that with USAA. Bottom line: they would not tell me what they considered my cars to be worth. Seemed like a reasonable question to me. I needed the information to make an informed decision as to whether I should carry collision coverage or not. It's not worth it to pay "x" premium if the car is only worth "5x." But I can bet that an older but well maintained MB is worth a lot more to folks like us than it is to the insurance industry. They won't be impressed that we just rebuilt the front end, replaced the flex discs and driveshaft support, did a complete brake job, etc. To them, its an old and tired vehicle. If the repair costs exceed 85% of what they think it's worth, we get a little check and they get the car.