Isnt hartford CT the insurance capital of the US ?

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2009 Kia Sedona
2009 Honda Odyssey EX-L
12006 Jetta Pumpe Duse
(insert Mercedes here)

Husband, Father, sometimes friend =)

I don't have anything extra and I agree that it is a scam, I do want theft, it doesn't cost that much more. The problem is that I am on my parents policy, I would like to hunt for cheaper rates but my dad has all of the insurance for everything together. He is in the process of looking for a better price however they all seem to be about the same.

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1999 SL500
1969 280SE
2023 Ram 1500
2007 Tiara 3200

Representations by the agent are not binding on the company. The adjuster may look at the blue book for the fair market value and put the burden on you to show that the car was worth more than blue book.

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1984 300SD 326,997 miles and counting . . . No wait, my odometer is still dead

Angel, if this is true then insurance companies probably own the state legislature there and have free reign to test market all sorts of rip-offs and dopey regs. One day they may even outlaw cars more than 10 yrs old there with cooperation of state motor vehicle department, who knows?

What I'd like to see are statistics that demonstrate diesel MB's are involved in fewer accidents resulting in fewer personal injuries than any other vehicle on the road.

My insurance guy loves the old 240D 4-spd. I think it's appraised at somwhere around $800 bluebook, but that's okay with me. Somebody offered me $2000 for the car at gas station awhile ago and I laughed and told him it wasnt for sale at *any* price.

and many were picked up for next to nothing from used car lots for use as "station cars" and / or just because they were neat. Parts were available and cheap (still the case with Packard) and the simplicity of these robust vehicles made them easy to keep on the road.

People who became interested and maintained these cars properly found out after a while that their value appreciated. Although my '81 240D will likely never be as valuable as a full classic, I note that in early Packard club photos from the '50s that the cars pictured are almost exactly as old as W123s (et al) are now.

Take care of them...drive them...enjoy them. Value can be measured in other ways than monetary cost. If you must, get "agreed value" insurance to protect your "investment".

I am going to rebuild the 85 300D that it was intended to replace....I mean all W123's will be collecter's items some days, but my 87 looks like it came from the showroom..

Talk to a financial advisor, CPA or Tax person on how to do this.
You will like what you hear.

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ASE Master Mechanic
asemastermechanic@juno.com

Prototype R&D/testing:
Thermal & Aerodynamic System Engineering (TASE) Senior vehicle instrumentation technician.
Noise Vibration and Harshness (NVH).
Dynamometer.
Heat exchanger durability.
HV-A/C Climate Control.
Vehicle build.
Fleet Durability
Technical Quality Auditor.
Automotive Technical Writer

1985 300SD
1983 300D
1984 190D
2003 Volvo V70
2002 Honda Civic

https://www.boldegoist.com/

Does anyone know what the req's are for declaring your vehicle as a classic? This probably varies from state to state. In some cases it results in considerably cheaper insurance. It also helps with getting better replacement dollars, in case of loss. I know that folks who have antique vehicles usually go this route.

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Sam

84 300SD 350K+ miles ( Blue Belle )

25 years in Michigan.

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95 E320 Cabriolet, 159K

I checked this out once, several insurors specialize in classic cars. They all told me I couldn't drive the car as a daily driver, total annual mileage was very low otherwise they wouldn't insure it. What they want to insure is a car that is parked in a locked garage and is taken out once a year for parades or on Sunday drives to the park and back.
DDH

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'95 E320 Wagon my favorite road car. '99 E300D wolf in sheeps body, '87 300D Sportline suspension, '79 300TD w/ 617.952 engine at 367,750 and counting!

Liability, Medical, $250 deductible Comprehensive, $1000 deductible Collision, Emer Road Service, Uninsured Vehicle, Underinsured Vehicle - annual coverage on a 1984 300D in Nebraska: $473.08
Does include discounts for multiple car and accident free.