I got my title!!
 

finally the good ole state of fl sent me the title to the p/o and she signed off on it and its now mine.. i still have to pay 250$ a month until september but i ca nnow drive it on the road legally.. and on the bad news side my insurance went up to 240$ a month.. anyone know a better insurance company than progressive. i heard state farm gives discounts for good grades

I am surprised that she signed off on it. If you take a loan from the bank or a finance company to buy a car, they will hold your title until you paid off the loan. This is because by having the title you can sell the car. This lady obviously trust you, so do the right thing and pay her off as planned. As for insurance, most insurance companies will charge you the same as you do not have the years of driving experience or reach a certain age which they considered "less risky". The only way to lower your insurance is to "tag" along with your parent's car insurance - this way could save you hundreds of $$ in premium.

after i register the car ill copy the title and such and send the title back to her as we planned.. i need the title so the dmv can get their copy of it for the records.. i also was reading on the title that the cars odometer doesnt show actual milage so im guessing at one point in its life the odometer stopeed working then was repaired since it works now

I have been paying about $200 a month since I was 17. My first car the Toyota was $2,400 a year to insure. The SDL was $2,600, if I bought an SEC it would be a nice even $3k.:rolleyes: The SD costs a bit less because I don't carry anything on it, but it still is just under $200 a month.

Just bend over and pay it, I am 20 so I hope it goes down a bit this year. I would kill to pay only $100 a month that would be sweet!:cool:

Insurance
 

I heard you can go for a real high deductable to get a lower insurance rate, just keep the money where you can get to it just in case.

I didnt need to do this I pay $143.XX a month total on the 3 cars in my sig



Steve

ill barely make enough money at mcdonalds to pay for it.. im going to take off full coverage and go down to some point where its 180 ish.. i usualy make 223$ every 2 weeks after taxes.. i better get a good amount back from my taxes.. right now ill have no money for fuel so ill have to go unheated SVO if i have to.. ill just cut it with some rug or push the car around.. oo yea the ladies will dig that

I don't have collison, in CT if you are under 20 they ream you with insurance premiums. Thats just the way it is.


How is Mcdonalds? Up hear I swear every single person that works their is Mexican?:confused: I could never figure out why.

ill tell you this im the only white person there.. i can get my insurance low just gotta have PIP which is the state minimum and if i wreck my benz and its my fault i was asking for it because i screwed up so im sol

At least you have all the grease you want!

actually no.. i asked about getting the oil in the fryers.. it all goes out in the product .. and the yellow grease from the grills is crap it turns solid as soon as i pour it out into the trap collection device "bucket"

I think going on your parents' plan is the way to go. My cars are in my name but insured under my mom's and its $140 a month total. I have liability only on the bimmer and full coverage on the Mercedes. It originally was $160 when I first got my license but it went down $20 right before my 18th b-day.:D I don't even want to think about what it would be if the policy was in my name.

i ahve 4 benz diesels and shelter insurance gave me the best deal.

It also depends on where in the country you are located. Insurance rates very depending on the area.

Insurance gets way cheaper when you turn 25 :D, alot of insurance companies who give good student discounts will honor those after you graduate from college up until the time you turn 25, then watch your rates cut in half, it's so freaking awsome :D.

Yeah I am looking forward to it!:D Maybe by then W211 E55's will be cheaper, then I'll get those rates back up their!:D