k, as you all know i have a 76 300d. as i will be 18, i have been told i am going to have to get my own insurance policy. pleassssse does anyone have any idea where i can get the cheapest/best insurace

right now my insurance is a whoping 150/month or or 900 for six months (and this is just liability ) any ideas guys?

currently insurance is with state farm
also to note, allstate and triple A refused to insure me (called both when first got a car, said age, coupled with the age of the car was too much of a risk)

oh yeah, lexington, kentucky

thanks!!!!

edit: oh yeah failed to mention, current price is with discounts, one for good grades, and other for going to drivers school

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76 300D 108,110 miles
99 Saturn sl1 80,000 miles - moms
91 Grand Marquis 45,000 miles - Grandparents
97 Ford F150 - 16,000 miles - Grandparents
73 Ford Monarch (parked 65,000 miles - Grandparents

I have my insurance on the same policy with my parents (Along with the good grades, drivers school, discounts, etc.). I'm only billed $68/month at 21, down from $79/month when I was 17. Farmers ins.

No (reported) accidents or (reported) tickets.

...and it helps that my insurance still thinks I live in Oklahoma. Colorado is like the 7th highest state for insurance price whereas OK is something like 46th.

well, at our age (I'm 16 BTW), pretty much just gotta bend over...

You could try lowering your limits, what was your quote for? I'm paying around 650 every 6 months for 250/500/100... I could go lower, but I can almost afford that, and I assume it's alot cheaper then if I hit somebody with a $$$ car, or a $$$ lawyer

~Nate

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95 Honda Shadow ACE 1100.
1999 Plymouth Neon Expresso. 2.4 swap, 10.5 to 1 comp, big cams. Autocross time attack vehicle!
2012 Escape, 'hunter" (5 sp 4cyl)

2000 for liability alone on a 1980 240d, no tix, accidents. good ole' middleclassachusetts for you.

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1980 240D, 197580 miles - "The Stuttgart Stomper"

it just sucks because at current rates, in one year insurance almost = triple what i paid for the car

76 300d = 700

insurance for full year = 1800

300 shy of it

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76 300D 108,110 miles
99 Saturn sl1 80,000 miles - moms
91 Grand Marquis 45,000 miles - Grandparents
97 Ford F150 - 16,000 miles - Grandparents
73 Ford Monarch (parked 65,000 miles - Grandparents

It really sucks when you first start driving. When I first started about 4 years agoe (I was 18 too) i paid just a little less than what you quoted. You will notice over the years that the rates will start to gradually go down. Once you turn 20 it will drop then again each year. I'm now down to about $50 a month or $250 for 6 Months.

I started w/ Viking Insurance (800-334-0090) they were really good but I recently switched to esurance (esurance.com) because they were a tad cheaper but I could take care of stuff online and didnt have to call or mail in my pament every month.

A car's a pain but could you really live without it?

--Matt

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KI6CCA

Current Stable:
1987 300SDL
1980 450SEL

Out to Pasture:
1982 300D KIA (Rice Rocket vs. 123: He hit me at 80-100MPH I walked away he went to the hospital. Sounds fair to me!)
1985 300D EURO Scrapped (got more money from state than car was worth)
1979 & 1980 300SD Great Cars!

i use state farm and they are cheap if you have classic plates.


fast reply because i have to run out the door for work, but i have liability only on my 1980 240D. i pay only $25 for insurance for 6 months, and that is because i have classic plates on it. my 300D is a 1985 and it runs me like $160 with liabiliyt only.

get classic plates and state farm will lower the price considerably. i am 24.

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Grey '91 350SDL 214k Dad's car
Beige '81 240D 4 Speed 254k SOLD
Blue '82 300D 225k SOLD
White '95 E300D 46k SOLD
Blue '87 190D 2.5 Turbo 315k SOLD
Brown '80 240D 4 Speed 716k SOLD
Beige '80 300D N/A 119k SOLD
Blue '85 300D Model 186k T-Boned

Try Geico or farmers. You can also call an independent insurance agency. They search for the best rate for you and can often get better prices then you can. We insure our truck, Buick, Bmw, Motorhome and 2 MBs for 1200 a year.

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1959 Gravely LI, 1963 Gravely L8, 1973 Gravely C12
1982 380SL
1978 450 SEL 6.9 euro restoration at 63% and climbing
1987 300 D
2005 CDI European Delivery
2006 CDI Handed down to daughter
2007 GL CDI. Wifes

how do u get the classic plates? just go down to the dmv and ask for them? about how much? and then with your insurance u just go to them and say, hey give me cheaper insurance because I have classic plates?

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76 300D 108,110 miles
99 Saturn sl1 80,000 miles - moms
91 Grand Marquis 45,000 miles - Grandparents
97 Ford F150 - 16,000 miles - Grandparents
73 Ford Monarch (parked 65,000 miles - Grandparents

usaa IS very understanding to good drivers that have military in family.
Geico can at least give you a quote and recommend options to lower rate.
BE SURE to let the insurance co know about the 4 wheel STOP ON A DIME brakes on theese cars. and the classic plates make the insurance co respect you because you will be respecting the car. the agent you talked to probably just saw the year of the car and assumed you are driving a beater. be sure you put on NEW tires, and show recipts for vechicular saftey, (front end alingment, over all stability, Brake fluid flush etc.) all these things show you will be using your gray matter for more than impressing girls and street racing... HA in a 300D! who could you beat off the line?
also some insurance companies have a certificate that you sign that states you will not have parties in car, and you will not consume alcahol until you are 21.
Good Luck!
John

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John HAUL AWAY, OR CRUSHED CARS!!! HELP ME keep the cars out of the crusher! A/C Thread
"as I ride with my a/c on... I have fond memories of sweaty oily saturdays and spewing R12 into the air. THANKS for all you do!

My drivers:
1987 190D 2.5Turbo
1987 190D 2.5Turbo
1987 190D 2.5-5SPEED!!!

1987 300TD
1987 300TD
1994GMC 2500 6.5Turbo truck... I had to put the ladder somewhere!

to get classic plates you need to go to the local DMV. you fill out a small sheet of paper and in arkansas i only payed $14 for my plates, where as normal plates cost $27. then go to state farm and say you have classic plates. dropped down to $26 every 6 months.

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Grey '91 350SDL 214k Dad's car
Beige '81 240D 4 Speed 254k SOLD
Blue '82 300D 225k SOLD
White '95 E300D 46k SOLD
Blue '87 190D 2.5 Turbo 315k SOLD
Brown '80 240D 4 Speed 716k SOLD
Beige '80 300D N/A 119k SOLD
Blue '85 300D Model 186k T-Boned

Just turned 21 and my insurance should drop from $200 per month to.... the jury is out. I'd jump for joy if I was only paying $100 per month! Insurance is expensive in my area, got to love the CT coast!

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1999 SL500
1969 280SE
2023 Ram 1500
2007 Tiara 3200

Do classic plates really give you that huge of a discount? I'm still using my temp. Peach State Auto Auction paper plate thats about to expire in a few days. Would this be the right one to get? http://motor.etax.dor.ga.gov/motor/plates/plate.asp?ptitle=HA

if not, any of these?
http://motor.etax.dor.ga.gov/motor/plates/images/Plates Photo Album/platestb.asp

Dang. I'd almost be willing to risk going with no insurance for that rate!

i defenently use progressive and this is the first insurance company ive used (19) for the first 6 months i was pay like 130 every month, now my second 6 month session has starter and its only 80$ a month, that 500 or 600 overy 6 month. not bad and ive never had a problem with them

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1983 Euro 240D 277K
2016 Mazda 6
Coming Soon, 2013 Mercedes E350 Bluetec
Formers:
2012- Mazda 3
2007 Outlander- complete pile
1995 E300 Diesel 208K
2007 VW Passat 2.0T 63K SOLD
2003 Jaguar X-type 3.0 Sport Sold 04/11 w/88K
2009 Lexus RX350 9061 miles. Sold 04/09
2008 Mitsubishi Lancer GTS:Totaled Sept.,09 @ 24,000
2003 Infiniti I35 58K Sold
1984 300 turbo diesel 222K