I'm surprised that my insurance premiums are higher for my '80 Mercedes than for my '95 Explorer (same coverage). I would have thought that the Mercedes would have lower premiums.

Anybody else have this experience. I have GEICO.

Thanks,
bigmaq

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2009 R350, now the daily driver
1980 300SD, was the daily driver

My mercedes cost way lower than my brothers Land rover about $75 less. I am with statefarm. with both have the same coverage.

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Current Garage
2008 Mercedes GL320 CDI 188k mi Repair/Work in progress
1994 S350 160k mi Garage Queen & prepping for repairs
2005 E320 CDI 203k mi Healthy & Daily Driver
1994 S350 357k mi Retried as parts car
1984 300TD 214k mi Blown OM617 Poss OM603 Swap??

Sold
1987 300SDL 200K+
1994 S320 181K mi
2008 E320 Bluetec 127k mi
1999 S420 130K mi
1980 240D 360k mi
15+ Others that has come, stay and gone

GONE, BUT NOT FORGOTTEN
1995 E320 SE 220k mi
1984 300SD 350k mi

What kind of coverage? I would imagine collision would be more expensive. Comprehensive should be way lower.

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http://superturbodiesel.com/images/sig.04.10.jpg
1995 E420 Schwarz
1995 E300 Weiss
#1987 300D Sturmmachine
#1991 300D Nearly Perfect
#1994 E320 Cabriolet
#1995 E320 Touring
#1985 300D Sedan
OBK #42

Yep. Exploder's are fairly cheap to insure. I don't have full coverage on mine, so it's cheaper than the 300td. But even with full coverage I bet that it'd be a similar or cheaper premium.

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1982 240 D, 308,000 - 321,127 miles (sold)
1982 300 TD,166,500 - 226,000 miles
1998 E 320, 120,000 - 144,000 miles
2005 C 230 K, 26,000 - 77,000 miles (sold)

Mercedes are expensive to fix so if you have collision its going to cost more.

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1999 SL500
1969 280SE
2023 Ram 1500
2007 Tiara 3200

I hve liability, personal injury protection, and uninsured motorist protection for the 420sel for a grand total of $282 every six months. I figure If I hit someone, its gonna be a total loss anyway, so why pay for the protection to get it fixed?

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1984 300SD Orient Red/ Palomino
1989 560SEC
2016 Mazda 6 6 speed manual
1995 Ford F-150 reg cab 4.9 5speed manual

Because your own insurance company may offer you more to total the car than the other guy's company. The other company doesn't want you as a repeat customer and doesn't care if they low-ball you.

My gf was tagged a few years ago by some kid in a Honda. The Honda was destroyed, but the SD was drivable but totaled. The kid's insurance company offered $1000 for the car, and would not budge from that figure. My gf's insurance company paid more than $3k for the car. She got her deductible back as well, presumably after her company sued the other.

If she had not had comprehensive insurance, she would have had to either accept the $1000 or go to court.

You mean collision right?

I'll stick to my $55/mo comprehensive coverage plan.

__________________
http://superturbodiesel.com/images/sig.04.10.jpg
1995 E420 Schwarz
1995 E300 Weiss
#1987 300D Sturmmachine
#1991 300D Nearly Perfect
#1994 E320 Cabriolet
#1995 E320 Touring
#1985 300D Sedan
OBK #42

Yeah the Mercedes was considerably more to insure then I had expected...

It was ~$55/month for full coverage and a $250 deductible. I have liability only on it right now (not worth the extra $ for such a cheap car...) and it's still $28/month for a limited use vehicle

Just for reference... I'm 25 years old, use USAA , and have several cars on my policy. I figured they'd give me a break after raping me with $120/month on the Lotus and $180/month on the Lexus. Just for S&G's I got a quote from GEICO to see if the commercials were true... they wanted $340/month for the Lexus and wouldn't even touch the Lotus with a 10 foot pole because it's an "exotic" car

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1982 240D
2001 Ford Powerstroke (SVO converted)
2005 Lotus Elise
2008 Lexus IS-F

I believe that it was comprehensive because she was not at fault. I'm not sure. I never carry one without the other, and let the insurance company sort it out.l

Bare minimum to be on the road costs me $120/month

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$60 OM617 Blank Exhaust Flanges
$110 OM606 Blank Exhaust Flanges
No merc at the moment

im in the 100each/month for my excursion jeep and MB. the MB doesnt get all of the safety deductions like the excursion and jeep, so it balances out to the same. I tried a couple different companies and no real differences. florida is no fault so I would assume I would be a little cheaper elsewhere

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1982 300CD Turbo (Otis, "ups & downs") parts for sale
2003 TJ with Hemi (to go anywhere, quickly) sold
2001 Excursion Powerstroke (to go dependably)
1970 Mustang 428SCJ (to go fast)
1962 Corvette LS1 (to go in style)
2001 Schwinn Grape Krate 10spd (if all else fails)

I have all my cars on grandma's policy with me listed as a driver. Cut my insurance costs in half. Who says the elderly can' be useful?

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1985 500SL Euro w/ AMG bits 130k
1984 300SD Turbodiesel 192k
1980 240D Stick China 188k
2001 CLK55 AMG 101k
2007 S600 Biturbo 149k Overheated Project, IT'S ALIVE!!!

I also have USAA, full coverage on the CD, and liability only on the SD, runs me $75 a month.

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83 SD

84 CD

The more cars you have the cheaper it gets.
I have six vehicles insured and 2 teenage boys driving, and it costs me right at $3000 per year. I only have full coverage on the MB and a Lexus. But the 97 Yukon with no collision is the most expensive to insure. $650 for the year. I guess the heavier the vehicle is the more it costs. I have Nationwide with the house on it as well.