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  #16  
Old 02-19-2010, 11:29 AM
rrgrassi's Avatar
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Quote:
Originally Posted by Shawn T. W. View Post
Jeremy,

A bit off topic, but I'm wondering the reason why you and others block out the registration tag? I don't understand the purpose . . . I've always wanted to ask when I see that done, but always seem to forget by the time I'm done reading . . .
That way someone cannot use the tag atthe DMV to claim a lost title, pay for a new one and then "legally" stake claim to your car. It also helps keep
people from getting personal info via DMV.

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  #17  
Old 02-19-2010, 01:32 PM
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Quote:
Originally Posted by rrgrassi View Post
That way someone cannot use the tag atthe DMV to claim a lost title, pay for a new one and then "legally" stake claim to your car. It also helps keep
people from getting personal info via DMV.
So do you drive down the road that way or do thousands of people see and have opportunity to do the same daily?

Just asking, ...
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  #18  
Old 02-19-2010, 01:58 PM
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I think you mean blurring out the license plate.

I don't understand it either. I know that journalists and the like will blur out celebrities' license plates and people who didn't have waiver signed. But in this instance it's kinda pointless.

But hey it's your privacy. Do as you please.
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  #19  
Old 02-19-2010, 02:32 PM
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Quote:
Originally Posted by babymog View Post
So do you drive down the road that way or do thousands of people see and have opportunity to do the same daily?

Just asking, ...
An excellent point.

It's perhaps a little over the top.

Last edited by Skid Row Joe; 02-19-2010 at 02:39 PM.
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  #20  
Old 02-19-2010, 03:00 PM
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Location: Sunsites, AZ
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Yeah, I mean if that is the worry about somebody needing a "replacement" title I would think that you would need more than the plate number . . . (maybe name, address, DL # and vin?) or otherwise like mentioned above . . . everybody driving down the road is open to that scam . . .

Just found at our AZ MVD site:
9) How do I apply for a duplicate title and what is the fee?
When an Arizona title is lost, mutilated or becomes illegible, you, the owner of record, may apply for a duplicate title. Owner name, legal status, lienholder and vehicle information must remain the same. Only the address and/or vehicle location address may be changed.

You must complete a Title and Registration Application, form # 96-0236, (see #6 for legal status explanation), check the appropriate box at the top of the form. Only one owner’s signature is required, regardless of the number of owners or legal status.

You may submit the application at any MVD of authorized Third Party office or by mail to Mail Drop 555M, Motor Vehicle Division, PO Box 2100, Phoenix AZ 85001-2100.

The fee is $4.00. Photo identification may be required for walk-in customers.

The mutilated or illegible title must be surrendered at the time of application, when available; it is not necessary for the owner to sign-off the back of the title.

When the record shows a lien, the duplicate title will be sent to the lienholder of record, unless you present a lien clearance or power of attorney from the first lienholder of record and there are no other liens present on the vehicle record.
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Last edited by Shawn T. W.; 02-19-2010 at 03:07 PM.
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  #21  
Old 02-19-2010, 04:11 PM
patbob's Avatar
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Quote:
Originally Posted by rrgrassi View Post
That way someone cannot use the tag atthe DMV to claim a lost title, pay for a new one and then "legally" stake claim to your car. It also helps keep
people from getting personal info via DMV.
Tags are visible to anybody on the street. If it were all that easy to do this, there'd be a lot of expensive luxury cars out there with multiple titles.

I always considered it personal info. The less I put on the public Internet, the better. I wouldn't want distant thieves to use it to target my car, or to to scam someone.
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  #22  
Old 02-19-2010, 08:14 PM
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I have run "vanity plates" on many of my cars and coaches, seems I'd be an easy target. I did just apply for a replacement title for my daughter's car, photo ID is necessary, and the owner of record is the only one who can apply (Michigan). In Indiana, the DMV needs to see the vehicle for VIN validation (or a county Sherriff). IIRC I had to have a police officer verify VIN in FL also.

It doesn't seem like a bad idea for an ebay listing I suppose, just for privacy? ebay does require the (a) VIN though.
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  #23  
Old 02-20-2010, 12:58 AM
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Monkey see, monkey do

I blocked out the license plate because I saw others do it. Overkill? Perhaps. As to insurance, I have full coverage on all my cars and a $1MM umbrella policy on top of that. As an Old Fart with a good driving record and 35+ years with the same company, it doesn't cost that much. If I were younger with less to protect I'd probably make different decisions. YMMV.
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Our all-Diesel family
1996 E300D (W210) . .338,000 miles Wife's car
2005 E320 CDI . . 113,000 miles My car
Santa Rosa population 176,762 (2022)
Total. . . . . . . . . . . . 627,762
"Oh lord won't you buy me a Mercedes Benz."
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  #24  
Old 02-20-2010, 06:08 PM
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Very smart!

Jeremy, I wish I had seen your post about getting an appraisal seven years ago when I purchased my gorgeous, one-owner, low mileage 300D. I have already posted about the car accident that totaled her a couple of weeks ago. (Not my fault, but we both have witnesses and his are far less credible and are lying.) It has been an absolute bloodbath dealing with Farmers Insurance. For what they are offering me, I can replace my well-kept beauty with a beater.

As far as Farmers are concerned, all 1980s 300d cars still on the road are in the same condition and have the same value. Their bad faith is staggering. I am fighting like hell, but it looks like I am going to be screwed. No attorneys are interested without a significant personal injury component, and I do not have the stomach or the patience to turn my stiff neck into more than it is.

I had no idea I was putting so much money at risk by assuming that I had decent insurance with Farmers, that I had comprehensive coverage that would allow me to replace my car with one in the same excellent condition in case of an accident. (They have the greatest amount of justified complaints by far according to the California Dept. of Insurance; not knowing this was another bad move on my part.)

I have no doubt that I would be in an infinitely stronger position had I an appraisal on file. So many of us write about how much we love our cars, how we fix them up and maintain them well. All of this care, time, and money is burned the minute we require the use of an average "daily driver" insurance policy.

To believe otherwise is foolish. For those of us who do not have piles of money sitting around, licensed appraisals are a must as a precaution in case of accident.

In the meantime, my mother is loaning me her 1999 Lincoln, while I save up for another car. She was horrified at my plan to rely on Los Angeles public transportation, and she recently bought a new car. So I am lucky there, but pretty heartbroken. I failed to protect myself adequately against insurance company bad faith, and I feel like an idiot. Never again.

Last edited by Darthgrader; 02-20-2010 at 06:32 PM.
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  #25  
Old 02-24-2010, 04:13 PM
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Sorry for your loss

Quote:
Originally Posted by Darthgrader View Post
Jeremy, I wish I had seen your post about getting an appraisal seven years ago when I purchased my gorgeous, one-owner, low mileage 300D . . .
One of the things that negotiation experts recommend is that you take control of the negotiation by being the first to state a price or value. The rational is that people tend to negotiate up or down from that first price. If the insurance adjuster gets in his (for example) $1000 offer first, the onus is on you to argue the value up from there.

Your job, then, is to get your claim in first and let the adjuster fight to lower it. The best way to get your licks in first is to have a written professional appraisal to place in front of the adjuster. The value in the appraisal is not as important as the fact that you have taken the time and trouble to get it done.

If the adjuster is in a mood to work with you, the appraisal gives him something to attach to his report supporting a settlement favorable to you. If the adjuster is a jerk, he has to consider the risk that your claim and the appraisal may yet wind up in front of a judge. This may limit his willingness to attempt to jerk you around like Farmers is doing to you. [By coincidence, my parents dropped Farmers years ago in a similar situation; consequently, I have steadfastly refused to do business with them.]

In my case, two copies of a 29-page appraisal of my '87 300D arrived in last night's mail. Appraised value: $8,500. Now, you and I and everyone else knows that my poor old Benz would never sell for anything like that. Further, this is a northern California price, where interest in diesel, biodiesel, and WVO is high. Nonetheless, this provides ammunition should I ever be in your situation. It might help and it certainly can't hurt.

For those who choose not to spend the money on a professional appraisal, much of the work can be done by you yourself. Take and keep a complete set of pictures of your car at least once a year. Search Craigslist, eBay, Autotrader, and the local papers and keep copies of sales of cars like yours. Put this package in a safe place and pray you never need it.

And finally, my '85 300D is for sale and available when you are ready.

Jeremy



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"Buster" in the '95

Our all-Diesel family
1996 E300D (W210) . .338,000 miles Wife's car
2005 E320 CDI . . 113,000 miles My car
Santa Rosa population 176,762 (2022)
Total. . . . . . . . . . . . 627,762
"Oh lord won't you buy me a Mercedes Benz."
-- Janis Joplin, October 1, 1970
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