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  #31  
Old 08-10-2012, 02:10 AM
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Quote:
Originally Posted by Brian Carlton View Post
How do you drive it legally without a registration? You'd need to use plates from another vehicle.

I never found a good way around this and am very hesitant to do it.
In Kansas you can get a temporary tag with proof of insurance and a bill of sale at the DMV. Before I was licensed, I tagged, registered, and insured every car I flipped with the exception of 2, and both were sold for what I paid for them to friends with the open title within days of purchase, so still under the insurance grace period. There are title services here that can go to the capitol and return with a fresh title within a few days. You just have to request a "hand carry" packet when you're registering it.

I was way too scared to curb the titles, drive on illegal plates, and not have them insured. Way too much risk, in my opinion.

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  #32  
Old 08-10-2012, 07:20 AM
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This thread has introduced me to a new word: curbstoning. I've had fun reading some of the curbstoning sites. I must say I'm amused by the dire warnings against buying a car from a curbstoner, as if actual used car dealers have the best reputation!

Somewhere I read that, in most states, there there's a legal limit (usually in the 3-5 range) to the number of cars a private party can sell in one year....but haven't been able to find out anything about RI yet.
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  #33  
Old 08-10-2012, 07:43 AM
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...more gloom amd doom.

Unless your insurance is really different than most personal P&C policies, that grace period isn't intended for commercial use. One way to find out is to get in a wreck during that grace period in a car that you just bought. If in the course of settlement, the carrier gets wind of the fact you're flipping cars, they'll drop you in a heartbeat, making it retroactive to a point before the loss, leaving you holding the bag for liability. I'll bet there's even a clause to that effect buried somewhere in your policy.
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  #34  
Old 08-10-2012, 07:57 AM
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Originally Posted by R Leo View Post
Unless your insurance is really different than most personal P&C policies, that grace period isn't intended for commercial use. One way to find out is to get in a wreck during that grace period in a car that you just bought. If in the course of settlement, the carrier gets wind of the fact you're flipping cars, they'll drop you in a heartbeat, making it retroactive to a point before the loss, leaving you holding the bag for liability. I'll bet there's even a clause to that effect buried somewhere in your policy.
Not a purely commercial use in my case....a large part of why I buy them is get acclimated to different MB's and learn how to work on them; I honestly enjoy them, however brief the period of ownership. Thanks for the heads up, though.
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06 E320 CDI "Rutherford", Black, 160k mi, Stage 1 tune, tuned TCU
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19 Honda CR-V EX 38k mi
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  #35  
Old 08-10-2012, 08:17 AM
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Quote:
Originally Posted by TylerH860 View Post
In Kansas you can get a temporary tag with proof of insurance and a bill of sale at the DMV. Before I was licensed, I tagged, registered, and insured every car I flipped with the exception of 2, and both were sold for what I paid for them to friends with the open title within days of purchase, so still under the insurance grace period. There are title services here that can go to the capitol and return with a fresh title within a few days. You just have to request a "hand carry" packet when you're registering it.

I was way too scared to curb the titles, drive on illegal plates, and not have them insured. Way too much risk, in my opinion.
You fellows in other states have some options.

No temp tag here unless you are a resident of another state and are taking the vehicle out of this state.

Technically, in NY, you have no possibility of moving the vehicle from the location that it was purchased without registering and applying for the title (after you have paid for it and while it is still sitting at the seller's location)

The only exceptions are dealer plates (perfect if you're a dealer) or a flatbed.

It effectively keeps folks who want to buy and sell a couple of vehicles out of the game.
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  #36  
Old 08-10-2012, 12:20 PM
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Just found out: in RI, if you sell four or more cars in a year you are required to have a dealer's license.
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06 E320 CDI "Rutherford", Black, 160k mi, Stage 1 tune, tuned TCU
91 300D "Otis", Smoke Silver, 137k mi, wastegate conversion

19 Honda CR-V EX 38k mi
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1961 Very Tolerant Wife
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  #37  
Old 08-10-2012, 03:52 PM
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Quote:
Originally Posted by shertex View Post
Not a purely commercial use in my case....a large part of why I buy them is get acclimated to different MB's and learn how to work on them; I honestly enjoy them, however brief the period of ownership. Thanks for the heads up, though.
You say it's not commercial use but the insurer will more than likely see that very differently. Particularly if they're having to pay a claim against that policy.
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  #38  
Old 08-11-2012, 11:38 PM
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You need to check your local laws. I'm pretty certain in MN if you sell more than a couple cars in a 12 month period you need a dealer's license.

EDIT: I guess I should read the whole thread before posting!

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