Folks,

For those of you with lots of stuff, this has worked for me. I insure:

87 SDL
92 Mustang 5.0 convertible
93 Lincoln MVIII (290 hp)
96 Ford E-150 conv van

Full coverages, $500 collision, but with the lowest liability coverage. Total is around $2k/year for 2 adult, clean record drivers driving around 50K miles/year.

I also insure:

house
350 hp ski boat
pontoon boat

So my (State Farm ) agent recommended to lower all policies to minimum liability, then add an umbrella liability coverage policy for $2M. The net is my overall bill is less and coverage is higher. I think the umbrella policy is about $170/year.

Chuck

My 300D is a weekend car which enables me to get something called "Collectors Car Insurance". Liability and collision runs me a grand total of $72 a YEAR! The restrictions are: I can only drive it 2500 miles a year and no one in my household can drive it unless they have 10 years of driving experience.

Check out:


www.classiccollectors.com

www.classiccar.com/aci_index.shtml

__________________
Toblin

'79 300D, "Liesel von Diesel", 235K

I kid proofed the house....but they still get in

I checked classic car insureance. It would be $102/year without liability. About $350 with liability. That's because of a >$100 surcharge to the MCCA fund (Michigan Catastrophic Claims Association). What a ripoff!

__________________
Michael LaFleur

'05 E320 CDI - 86,000 miles
'86 300SDL - 360,000 miles
'85 300SD - 150,000 miles (sold)
'89 190D - 120,000 miles (sold)
'85 300SD - 317,000 miles (sold)
'98 ML320 - 270,000 miles (sold)
'75 300D - 170,000 miles (sold)
'83 Harley Davidson FLTC (Broken again) :-(
'61 Plymouth Valiant - 60k mikes
2004 Papillon (Oliver)
2005 Tzitzu (Griffon)
2009 Welsh Corgi (Buba)