![]() |
|
|
|
#1
|
||||
|
||||
![]()
I just read here about inexpensive insurance for a MBZ registered as a classic, and I can't find it anywhere.
How do you recommend insuring a 20+ year old car, while really insuring its value?
__________________
Think Alternative Energy! ![]() 300CD '80 (now gone but not forgotten...) ![]() |
#2
|
||||
|
||||
My '83 is not registered as a classic, and I carry full coverage with $100 deductible on collision, actual cost of replacement on comprehensive for only $398 a year.
When I asked why it was so cheap, the guy said the car was listed as safest car you can own. ![]() ![]()
__________________
'10 Chrysler T&C Stow-N-Go White. Grandpa's ride. '13 Chrysler 200 Touring Candy Red. Grandma's ride. Age and cunning will always over come youth and vigor. |
#3
|
||||
|
||||
My insurance went up $75 a year going from my VW pickup to the 300D.
![]()
__________________
One more Radar Lover gone... 1982 VW Caddy diesel 402K 1.9L AAZ 1994 E320 175K |
#4
|
||||
|
||||
Quote:
![]()
__________________
DJ 84 300D Turbodiesel 190K with 4 speed manual sold in 03/2012 ![]() |
#5
|
|||
|
|||
![]()
If I recall, oldnavy, you have a very nice 240D. I was envious of the picture you posted.
![]() ![]()
__________________
Tom Engel *********** 83 240 230K Manual (8/2003) 83 300D 265K (3/2004) Just a Driver! ![]() |
#6
|
||||
|
||||
Quote:
I've been intending to call and complain a bit on my rates overall, just keep putting it off..
__________________
One more Radar Lover gone... 1982 VW Caddy diesel 402K 1.9L AAZ 1994 E320 175K |
#7
|
||||
|
||||
They base it on the book value. Average retail value is currently $4200 for a base 1983 Euro 240D sedan. When I checked with neighbor friend who is a loan officer at a local credit union he said they would loan up to $3000 for an average car. That was the thing that made me decide to finally go looking for a 240D. And it looks like I may have gotten a good solid one, for a reasonable price.
Gutefart I am humbled by your comment of my beater. ![]() As with just about everything else I own, if someone came along and offered me enough I would probably sell the car, then spend years regretting the decision. Just like I have regretted for a year now selling my ’00 VW NB TDI (diesel) and can’t believe I sold the most reliable, economical, and fun car to drive I’ve ever owned.
__________________
'10 Chrysler T&C Stow-N-Go White. Grandpa's ride. '13 Chrysler 200 Touring Candy Red. Grandma's ride. Age and cunning will always over come youth and vigor. |
#8
|
||||
|
||||
Lots of food for thought.
I am looking for recommendations for insurance companies, and thinking of having my car appraised; it is worth $5000 to me. Any ideas here...?
__________________
Think Alternative Energy! ![]() 300CD '80 (now gone but not forgotten...) ![]() |
#9
|
|||
|
|||
I carry libility only on my cars ,if you are talking about cars from the eighties as I am it makes no sense to carry collision as even in a fender they will probably total your car then if you buy it back and repair most states while issue a salvage title which is something you don't want.Stick the money you save in the bank and buy body tools or a fund for repairs.
You can register any car 25 years old or over in OR as a classic and get one time classic plates and cheaper insurance but! the car can only be driven to classic events, driven in parades or to a shop for repairs, I think some states have milage limits........ William Rogers....... |
#10
|
||||
|
||||
William, Washington has the same restrictions you mention but I don't think that there's any mileage restrictions. I have one car registered as an antique and I only paid a one time reg fee, no more yearly tags or fees.
![]() I have seen a few cars on the road when I was on my way to work in mornings that had the antique plates on them, they were probably using their cars as they would any car.
__________________
DJ 84 300D Turbodiesel 190K with 4 speed manual sold in 03/2012 ![]() |
#11
|
|||
|
|||
I have my 83 240D with Hagerty Insurance. It is set at 5,000 replacement value, and I pay 72.00 per year for this coverage. 5k is their minimum coverage.
My dad has an Austin Haley with them, and they seem to be a good company. Their number is 800-922-4050. |
#12
|
||||
|
||||
Quote:
![]()
__________________
Think Alternative Energy! ![]() 300CD '80 (now gone but not forgotten...) ![]() |
![]() |
Bookmarks |
Thread Tools | |
Display Modes | |
|
|