Since it's pretty quiet in the office today. I decided to cumulate the totals of all my known living expenses for the upcoming year. To my suprise it is extremely low. I quess it's the unforeseen expenses that get you. Of course on the other hand we also have unforeseen Income. Ie; Gifts, Christmas bonus etc. Again this is a total of all my known expenses.--House payment, property tax, home and auto insurance, vehicle gas est., water, power est., sewer, cable and student loan (almost done yeah!). My grand total $14,196 . Was wondering if any of you would like to share...I'm sure we have a wide array to cover the spectrum here.

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Brandon



2008 S550
1957 Dodge D100
1967 VW Microbus 21 Window
2001 Suburban
2004 Beach cruiser bicycle
-----------------GO DUKE!-----------------

"It cannot be emphasized too strongly or too often that this great nation was founded not by religionists, but by Christians; not on religion, but on the Gospel of Jesus Christ. For that reason alone, people of other faiths have been afforded freedom of worship here." Patrick Henry 1776

Quiet here as well (dead more like it). The essentials of life Mortgage, Insurance (car/house/prof.), Prop Tax, Cable, Telephone, DSL ,Car, Water, Garbage,Electric looks like $31,632 est for '05. Does not include food, 1 in college, or repairs to Gravely Tractors or 1 '86 SDL , or unexpected gifts to other half when I mess up!

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BENZ THERE DONE THAThttp://www.peachparts.com/shopforum/...c/progress.gif
15 VW Passat TDI
00 E420
98 E300 DT
97 E420 Donor Car - NEED PARTS? PM ME!
97 S500
97 E300D
86 Holden Jackaroo Turbo D
86 300SDL
(o\|/o)

I actually factor in "savings" into my budget. That said, I run about $6K monthly.

I don't even compute my monthly expenses, I take a glimpse at quicken every now and then after I get done I cancel my subscription to the Playboy channel and return my empty bottles instead of giving them to the neigborhood kids. After that hour passes it's back to ol work and spend.

That is really low. Is this because you have your house paid off or cost of living is really low in NC?

I am in So Cal and I think I am roughly $80,000 per year.

Yeah. Repeat after me: I owe I owe, it's off to work I go....

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...Tracy

'00 ML320 "Casper"
'92 400E "Stella"

My accountant knows and he worries enough for the both of us.

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The only thing we have to fear is fear itself!

Since it's the season of joy I'll hold my comment until December 26th. You're still working right?

I pay $14,000 in car insurance and property tax alone.

JCD

Tis the season to say what ya mean! Alas, I am still working my butt off.

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The only thing we have to fear is fear itself!

It depends on whether that guy down at the bar can get me a hitman for my ex. Man I hope that guy's not a cop.

I found the best way to deal with bitter break up feelings Kirk is to take up a hobby when your left holding the bag. For example I took up wood carving. I built the nicest coffin you have ever seen for that little bi#ch!

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The only thing we have to fear is fear itself!

Hey! - I'm just joking. Knowing you, your probably serious.

Did I mention how many bodies I can fit in an old cadillac trunk!

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The only thing we have to fear is fear itself!

Property Taxes: $275/month
Heating: $100
Electricity: $125
Life Insurance (additional): $23
Car Insurance: $133
Internet/Cable: $85
Telephone: $55
Long Distance: $25
Cell Phones: $25
Water/Sewage: $75

Total monthly obligations: $921 or $11,052 per annum. Before paying off the house, our mortgage payment was $912.00, so we spent $21,996 per year on must-be-paid-bills.

Additional items:

Retirement savings: $1800 pre month / $21,600 per year
Car replacement account: $1000 per month / $12,000 per year

Total: $11,052 + $21,600 + $12,000 = $44,652.

On top of that is gasoline, food, clothes, etc. Including upgrading the house, other savings (education), and all spending, we churn through about $65,000 per annum in total. That typically includes some sort of reasonably large item like something kinda big for the house, or a motorcycle. One year we did the kitchen, another we put in slate/hardwood.

We do not debt finance anything anymore. No cash = no buy it. We are completely debt free and intend to remain that way.

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John Shellenberg
1998 C230 "Black Betty" 240K

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