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#1
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Insurance for the self employed
Any people here self employed? What do you do about health insurance? I am looking at Blue Choice HMO, it is about $430 a month for myself and family and has vision & dental. What do you have?
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#2
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A really, really sore a$$, every time I think about it...
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#3
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Blue Choice here, $399 mo it's not too bad, no prescription coverage and 30% co-pay and $1000 deductible.
But here's the good part, the provider charges you the Blue Cross contract rate which is usually about 70-80% of the bill so the fee's are very little. It cost us $112 to deliver a baby....not bad. I'm covered by the VA but I still use BC for in town stuff and let the VA handle my service connected problems. We paid $920 out of pocket for a couple years because it's hard to get coverage with pre-existing conditions so $399 isn't too bad. If you don't have any pre-existing conditions check out the National Association for the Self Employed program it works and they pay. |
#4
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I am not self employed but for perspective my wifes PPO plan costs the two of us $400 a month. The Blue cross plan seems quite reasonible for a self employed person
__________________
Proud owner of .... 1971 280SE W108 1979 300SD W116 1983 300D W123 1975 Ironhead Sportster chopper 1987 GMC 3/4 ton 4X4 Diesel 1989 Honda Civic (Heavily modified) --------------------- Section 609 MVAC Certified --------------------- "He who fights with monsters might take care lest he thereby become a monster. And if you gaze for long into an abyss, the abyss gazes also into you." - Friedrich Nietzsche |
#5
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Thank you for your help!
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#6
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I'm self employed but its still Blue Cross, just for me alone its a lot less expensive (obviously). Still scary-spent a lot of time uncovered.
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