I am just curious about my credit report. I am not planning on buying anything big since I am in college but curiosity is getting the better end of me. I googled "credit report" and a million sites came up but which do I trust ?

I basically have 4 credit cards and I always pay them in full when the bill shows up so reviewing my report sounds interesting.

Thanks

__________________
Audi TT

I think you can get it from www.myfico.com.

Alon

__________________
'92 300CE - Sold
2004 C240 - 744 - C7 Wheels - Android Radio
2002 C320 - 816 - Sport Wagon

Was it a Federal law that was just enacted which gives each citizen the right to a free credit report per year ? I believe it kicked off in the west and soon to come to midwest and east coast.

look it up at a gov info website.

__________________
1979 300D 220 K miles
1995 C280 109 K miles
1992 Cadillac Eldorado Touring Coupe 57K miles SOLD
********************
1979 240D 140Kmiles (bought for parents) *SOLD.
SAN FRANCISCO/(*San Diego)
1989 300SE 148 K miles *SOLD

why not just get it straight from horses mouth.. try equifax, experian and/or trans union..

__________________
72 W114/M130

RedMeat cartoon

Not all the states are included yet on the one free report thing....its a gradual rollout....

__________________
Proud owner of ....
1971 280SE W108
1979 300SD W116
1983 300D W123
1975 Ironhead Sportster chopper
1987 GMC 3/4 ton 4X4 Diesel
1989 Honda Civic (Heavily modified)
---------------------
Section 609 MVAC Certified
---------------------
"He who fights with monsters might take care lest he thereby become a monster. And if you gaze for long into an abyss, the abyss gazes also into you." - Friedrich Nietzsche

You can if you want to pay - the gov is forcing CB's to divulge FREE credit reports. I think it's alphabetical.

__________________
BENZ THERE DONE THAThttp://www.peachparts.com/shopforum/...c/progress.gif
15 VW Passat TDI
00 E420
98 E300 DT
97 E420 Donor Car - NEED PARTS? PM ME!
97 S500
97 E300D
86 Holden Jackaroo Turbo D
86 300SDL
(o\|/o)

I know it's a state law here. Don't know about federal.

try:

freecreditreport.com

May be a scam, but I hear about them all the time.

__________________
Pxland

2001 Honda Accord

1995 Jeep Cherokee

1973 MB 280SEL 4.5

Be careful ordering a credit report. A lot of the CRA's are including an arbitration agreement when you order one on line. So if you order it and find that your credit is being improperly reported you can't go into court on an FCRA claim. You have to use arbitration which is not consumer friendly.

A VERY, VERY good point to know........I wasn't aware they were pulling that stunt.

READ THE FINE PRINT.

__________________
Proud owner of ....
1971 280SE W108
1979 300SD W116
1983 300D W123
1975 Ironhead Sportster chopper
1987 GMC 3/4 ton 4X4 Diesel
1989 Honda Civic (Heavily modified)
---------------------
Section 609 MVAC Certified
---------------------
"He who fights with monsters might take care lest he thereby become a monster. And if you gaze for long into an abyss, the abyss gazes also into you." - Friedrich Nietzsche

If you order a credit report through a third party you are giving them your personal information and likely the right to use it commercially. Get it straight from the credit bureaus.

myfico.com is a good site. Read about Fair Isaac at fairisaac.com.

I think that the credit score compulsives hang out at creditnet.com. If that doesn't give you more than you ever wanted to know about credit, ask again and I will verify that is the site I think it is.

FICO is only your credit score, if you want the credit report get the free one. I think by now it's close to nation wide but it is rolled out.

You get one a year from each of the 3 agency's, so spread them out and keep updated. Also a good way to catch ID theft, not the best but OK.

I'll find the link.

BE CAREFULL TOO, some places that offer free ones "Also give you 30 days free credit protection, 89.95 for the rest of the year". If they ask for credit card or ?? WALK.

KlK, MCSE

__________________
KLK, MCSE

1990 500SL

I was always taught to respect my elders.
I don't have to respect too many people anymore.