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engatwork 02-18-2007 08:25 AM

Lawyer/legal question concerning 17 yr old
 
My oldest son turns 18 next month. What will have to happen to get him off of my car insurance? Can I sign the title of the car over to him and be done with it?
thanks

thorsen 02-18-2007 08:48 AM

Call the insurance company and have him removed from your policy. Have him call the insurance company to get insurance in hos name. I hope he has a lot of $$$ saved.

POS 02-18-2007 08:52 AM

You may want to keep him on your policy but have him pay for it - his insurance will be so high he won't be able to drive with it. If he can't drive with insurance, he's going to end up in a bad place someday.

You can sign the title over to him and be done with the transfer that way, however. You mad at him?

Kuan 02-18-2007 09:12 AM

Quote:

Originally Posted by POS (Post 1423413)
You may want to keep him on your policy but have him pay for it - his insurance will be so high he won't be able to drive with it. If he can't drive with insurance, he's going to end up in a bad place someday.

You can sign the title over to him and be done with the transfer that way, however. You mad at him?

You must be new here. :)

engatwork 02-18-2007 10:17 AM

Quote:

You must be new here
Once he turns 18 I can see where we are going to have some issues :eek:.

POS 02-18-2007 11:29 AM

Quote:

Originally Posted by Kuan (Post 1423423)
You must be new here. :)

Not at all - just unfamiliar with his situation.

raymr 02-18-2007 11:30 AM

If he goes to college or other school far enough away from home, you get a break on your policy, even if he is still on it. Typically the insurance company wants to know how many licensed drivers are living in your house and they base much of your premiums on that.

kip Foss 02-18-2007 01:49 PM

In Texas it is like raymr says. If he lives in your house and has access to your cars (which is assumed by the fact he lives in your house) then your insurance will have to cover him.


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