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  #1  
Old 04-06-2007, 10:25 AM
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Health Insurance Premium Billing Question...

Right now I pay $170 a month for my health care.

I get a letter in the mail saying that my premium is going up from $200 to $220.

Ok? Well, it isn't $200. It's $170. So... what do I do?

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  #2  
Old 04-06-2007, 10:39 AM
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Pay it, start a health savings account or go without and hope like hell you won't need it but you probably will sooner or later.
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  #3  
Old 04-06-2007, 12:35 PM
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Be thankful it's only $200.

I'm paying north of $500. now.........a decent plan.........but, still unbelievable.
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Old 04-06-2007, 01:40 PM
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Quote:
Originally Posted by Brian Carlton View Post
Be thankful it's only $200.

I'm paying north of $500. now.........a decent plan.........but, still unbelievable.
BC- Is that just for you or do you have a family plan?
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Old 04-06-2007, 01:52 PM
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Damn... I am really starting to appreciate my crappy-hourly-pay state job... with benefits.
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  #6  
Old 04-06-2007, 02:09 PM
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Quote:
Originally Posted by GottaDiesel View Post
Right now I pay $170 a month for my health care.

I get a letter in the mail saying that my premium is going up from $200 to $220.

Ok? Well, it isn't $200. It's $170. So... what do I do?
First, have your leg looked at. Is your employer covering a portion of this premium? $170 is very low. My premium is a lot closer to Carlton's than yours.

Last edited by PaulC; 04-06-2007 at 03:30 PM.
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Old 04-06-2007, 03:59 PM
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The family coverage for Kaiser where I work is $1100 a month. Yeah, if you have benefits like that you're doing pretty well.
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  #8  
Old 04-06-2007, 04:36 PM
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$200 is cheap. Price out the cost of group health care on your own. I think its about 1000- 1500 in Colorado.
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  #9  
Old 04-06-2007, 04:46 PM
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Originally Posted by Mistress View Post
BC- Is that just for you or do you have a family plan?
No family plan.......just me.

It does allow very small co-pays........$5.00 or so.........and has no annual deductible.........and it's a PPO plan..........but it's still quite high.
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  #10  
Old 04-06-2007, 04:57 PM
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Quote:
Originally Posted by Brian Carlton View Post
No family plan.......just me.

It does allow very small co-pays........$5.00 or so.........and has no annual deductible.........and it's a PPO plan..........but it's still quite high.
BC- Holy crap....that high as sh...
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  #11  
Old 04-06-2007, 05:06 PM
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BC- Holy crap....that high as sh...
Actually, it's not as high as it would be if I had no organization to belong to. I'm a member of an organization for small businesses that negotiates a plan on behalf of a larger group. Without such a plan, the figure would be north of $700. per month.

I can get it down to about $325., but, it includes a $30 co-pay and a $1000. deductible. By the time you add the nickles and dimes, you're right back where you started.
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  #12  
Old 04-06-2007, 09:05 PM
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That is paid for by me -- self employeed. It isn't a very good plan. Horizon BC/BS - EPO... I'm wondering if I should call them and ask them what the deal is...

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