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#1
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Can anyone reccommend a good "collector car" insurance co?
Here's the plan. I have my R350 (full), 87 300D and 82 300CD (both liability)insured currently to the tune of about $565 every three months with nationwide (although its about to go up thanks to a speeding ticket ) who also insures my home (somewhat of a discount).
What I want to do is sell my 300CD so I can remove that from my policy with them, but also insure and tag my 83 380SEC and my 84 300TD since they're ready to go on the road. I do plan on tagging them both historic thanks to Maryland lowering the limit to 20 years. the reason behind my motivation is I got another letter in the mail from county zoning about untagged vehicles and I don't want to mess with this crap anymore so I want to get these two cars on the road, but since I don't plan on driving them much (the 87 is my daily driver), my neighbor suggested a classic/antique/collector car insurance company to insure them with. Does anyone here have any experience with any such company that you would reccommend?
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1980 500SE/AMG Euro 1981 500SEL Euro 1982 380SEL 1983 300TD 1983 500SEC/AMG Euro 1984 500SEC 1984 300TD Euro 1986 190E 2.3-16 1986 190E 2.3 1987 300D 1997 C36 AMG 2003 C320T 4matic past: 1969 280SE 4.5 | 1978 240D | 1978 300D | 1981 300SD | 1981 300SD | 1982 300CD | 1983 300CD | 1983 300SD | 1983 380SEC | 1984 300D | 1984 300D | 1984 300TD | 1984 500SEL | 1984 300SD | 1985 300D | 1986 300E | 1986 560SEL | 1986 560SEL/Carat | 1987 560SEC | 1991 300D 2.5 | 2006 R350 |
#2
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There are several. I have mine through State Farm. Pick up a copy of Hemmings. They usually have several reputable companies advertising insurance for collector cars. Don`t I know you from somewhere?
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99 ML320 94 SL600 92 SL500 95 E320 Cabriolet 87 560SEC 86 300SDL Grease Car 80 380SLC Euro 13 Fiat Abarth 02 Maserati Spyder Cambiocorsa 00 BMW Z3 90 Rolls Royce Silver Spur 80 Ferrari 308 GTSI 88 Jaguar XJS12 H&E Edition 99 Land Rover Discovery |
#3
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probably our weekly MB anonymous meetings...
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1980 500SE/AMG Euro 1981 500SEL Euro 1982 380SEL 1983 300TD 1983 500SEC/AMG Euro 1984 500SEC 1984 300TD Euro 1986 190E 2.3-16 1986 190E 2.3 1987 300D 1997 C36 AMG 2003 C320T 4matic past: 1969 280SE 4.5 | 1978 240D | 1978 300D | 1981 300SD | 1981 300SD | 1982 300CD | 1983 300CD | 1983 300SD | 1983 380SEC | 1984 300D | 1984 300D | 1984 300TD | 1984 500SEL | 1984 300SD | 1985 300D | 1986 300E | 1986 560SEL | 1986 560SEL/Carat | 1987 560SEC | 1991 300D 2.5 | 2006 R350 |
#4
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I have the AMG with Haggerty and have been very pleased, but I haven't needed them to cough up a check yet either.
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- Brian 1989 500SEL Euro 1966 250SE Cabriolet 1958 BMW Isetta 600 |
#5
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2nd haggerty
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1959 Gravely LI, 1963 Gravely L8, 1973 Gravely C12 1982 380SL 1978 450 SEL 6.9 euro restoration at 63% and climbing 1987 300 D 2005 CDI European Delivery 2006 CDI Handed down to daughter 2007 GL CDI. Wifes |
#6
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What do they run you? All I'm concerned with is just having them legally insured incase something happens. neither one is a gem.
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1980 500SE/AMG Euro 1981 500SEL Euro 1982 380SEL 1983 300TD 1983 500SEC/AMG Euro 1984 500SEC 1984 300TD Euro 1986 190E 2.3-16 1986 190E 2.3 1987 300D 1997 C36 AMG 2003 C320T 4matic past: 1969 280SE 4.5 | 1978 240D | 1978 300D | 1981 300SD | 1981 300SD | 1982 300CD | 1983 300CD | 1983 300SD | 1983 380SEC | 1984 300D | 1984 300D | 1984 300TD | 1984 500SEL | 1984 300SD | 1985 300D | 1986 300E | 1986 560SEL | 1986 560SEL/Carat | 1987 560SEC | 1991 300D 2.5 | 2006 R350 |
#7
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Quote:
Tom W
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[SIGPIC] Diesel loving autocrossing grandpa Architect. 08 Dodge 3/4 ton with Cummins & six speed; I have had about 35 benzes. I have a 39 Studebaker Coupe Express pickup in which I have had installed a 617 turbo and a five speed manual.[SIGPIC] ..I also have a 427 Cobra replica with an aluminum chassis. |
#8
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I've used J C Taylor but haven't had a claim; they haven't had a rate increase in 10+ years. I have a $12k stated value policy with NO deductible (there is no discount for deductible) and it's $106 a year. Also I have higher than minimum coverage. I'm interested to see how it compares to others' rates.
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RIP "Betsy" (Oo=*=oO) '96 E 3 2 0 (W 2 1 0) M 1 0 4 (Totalled) Spaces in sig so as not to screw up the SEARCH; every time someone searches for that MB they don't want my sig! 2004 Audi A8L '98 VW Passat 1.8T 5M '87 Alfa Romeo Milano 2.5L 5M '67 Impala convertible, 327cid |
#9
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Re Collector car insurance: Are annual mileage limitations an issue? Are the cars housed in a garage? Read the usage/mileage limitations carefully on these policies. If you just require liability coverage on the 300s, look into dropping them off Nationwide (if they won't allow different coverage levels on multiple cars on the same policy) and finding conventional auto insurance with another carrier.
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#10
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...Typically you need a spotless, or damn near spotless driving record.
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'07 Yukon 2500 '13 Subaru Outback 3.6R '13 Orbea Carpe 9-speed Currently Benzless Formerly: 300TD, S600, E55, 560SEL ---= The forest breathes, listen. -Native American elder |
#11
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I had JC Taylor
When I owned my '57 Nomad, '67 GTO convertible and '72 Buick GS convertible the premium was around $150 a year. But you can only drive them 2000 miles a year.
I don't know if the mileage limitation has changed. I just keep the MB and the BMW on Geico for now
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"I have no convictions ... I blow with the wind, and the prevailing wind happens to be from Vichy" Current Monika '74 450 SL BrownHilda '79 280SL FoxyCleopatra '99 Chevy Suburban Scarlett 2014 Jeep Cherokee Krystal 2004 Volvo S60 Gone '74 Jeep CJ5 '97 Jeep ZJ Laredo Rudolf ‘86 300SDL Bruno '81 300SD Fritzi '84 BMW '92 Subaru '96 Impala SS '71 Buick GS conv '67 GTO conv '63 Corvair conv '57 Nomad |
#12
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My 78 300D was $220 a year with a mileage limitation. You are not allowed to use the car for commuting, it has to really be treated as a collector car.
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1959 Gravely LI, 1963 Gravely L8, 1973 Gravely C12 1982 380SL 1978 450 SEL 6.9 euro restoration at 63% and climbing 1987 300 D 2005 CDI European Delivery 2006 CDI Handed down to daughter 2007 GL CDI. Wifes |
#13
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That wouldn't be a problem, the only time I'd drive it to work would be to work on it, or for anything I couldn't do at home. just want something cheap to get them covered with for other peoples sake if god forbid I ever get in an accident.
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1980 500SE/AMG Euro 1981 500SEL Euro 1982 380SEL 1983 300TD 1983 500SEC/AMG Euro 1984 500SEC 1984 300TD Euro 1986 190E 2.3-16 1986 190E 2.3 1987 300D 1997 C36 AMG 2003 C320T 4matic past: 1969 280SE 4.5 | 1978 240D | 1978 300D | 1981 300SD | 1981 300SD | 1982 300CD | 1983 300CD | 1983 300SD | 1983 380SEC | 1984 300D | 1984 300D | 1984 300TD | 1984 500SEL | 1984 300SD | 1985 300D | 1986 300E | 1986 560SEL | 1986 560SEL/Carat | 1987 560SEC | 1991 300D 2.5 | 2006 R350 |
#14
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It depends on your state in MI a few companies offer insurance day by day, you send a fax or email saying that you are going to drive it and you are insured those days only.
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#15
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i use hagerty for my 240D and no problems... as was already stated you have to treat it as a collector car which i do but the premium is super cheap i think it was around 150 per year for full coverage with a agreed value and no mileage limits
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