Anybody have a MB visa? - PeachParts Mercedes-Benz Forum

bgkast · #1 12-09-2007, 03:39 PM

How do you like it, and how many reward points equal $1 when redeming them to buy parts?

pawoSD · #2 12-09-2007, 03:54 PM

I looked into it before but it doesn't get you all that much, I'd say you'll save a lot more/get a lot more benefit from a fuel rewards credit card. I save about $20-25 a month with mine!

omegabenz · #3 12-09-2007, 04:25 PM

I have an MB visa (the only thing cool was the MB Cooler (like a coleman SS cooler with MB logo)). You can also use your points to buy MB parts from the dealer, but I think they want to charge you LIST. I already have a wholesale account so the only thing worth while was the Coleman cooler. They mark it up $100 because you can buy it at cabela's for $110. So Id recommend another type of card: they change their terms a lot.

I am switching over completely to my REI visa (I can always find stuff at REI).

American Express probably has the best rewards program, well duh, they charge merchants like 5% of a transaction.

You have to spend about 20k to get this.

http://accessories.mbusa.com/MBUSA/SimpleProduct.aspx?CS_ProductID=A9509991114&CS_Category=&CS_Catalog=MBUSA

I bought this one, and its awesome. At wholesale, haha.

http://accessories.mbusa.com/MBUSA/SimpleProduct.aspx?CS_ProductID=A9619991714&CS_Category=&CS_Catalog=MBUSA

pawoSD · #4 12-09-2007, 06:27 PM

It'd certainly be cheaper to just buy a cooler!

I'd get 2,000 points on my credit card if I bought the cooler, which equates to about a gallon of fuel when redeemed.... I get 4x as many points for fuel purchases though. So $200 spent at gas station = 8000+ points, and about 4 gallons of free diesel!

It really does add up annually. I get about 55-60 gallons free each year just from using that card exclusively. Thats a lot! Especially considering I don't drive all that much either....only about 15-17k a year tops. For those that drive 40k a year the savings would be enormous!

#5 12-10-2007, 03:06 AM

I got mine two weeks ago.

What is really nice (or bad, depending on how you look at it) is the ridiculously high charge limit they gave me ($10,000) even with a far from perfect credit score.

pawoSD · #6 12-10-2007, 10:03 AM

Quote:

Originally Posted by ForcedInduction

I got mine two weeks ago.

What is really nice (or bad, depending on how you look at it) is the ridiculously high charge limit they gave me ($10,000) even with a far from perfect credit score.

With that limit you can go check out/buy one of their starmark certified used cars and just buy it right on your card!

#7 12-10-2007, 10:23 AM

Quote:

Originally Posted by ForcedInduction

I got mine two weeks ago.

What is really nice (or bad, depending on how you look at it) is the ridiculously high charge limit they gave me ($10,000) even with a far from perfect credit score.

Very scary, I gave up credit cards a long time ago. A good way to get in trouble.

TX76513 · #8 12-10-2007, 10:54 AM

I had the offering for the MB Visa but looking at the fine print (Bank of America) no thanks. I'll just stick with AX.

Hatterasguy · #9 12-10-2007, 01:10 PM

I'd want one with a logo, but if I remember correctly they charge an annual fee and I ain't paying one.

I have a Visa through Sikorsky with a really low interest rate, I don't need another. I also have a Mastercard through Chase which has been excellent. I get like $10-$20 back a month using that one.

Amex are the best cards, I want to get one next. An Amex black card would be the ultamite. Better than any MB card for sure.

In theory you can buy an SLR with that...

iwrock · #10 12-10-2007, 01:27 PM

Quote:

Originally Posted by Hatterasguy

I'd want one with a logo, but if I remember correctly they charge an annual fee and I ain't paying one.

I have a Visa through Sikorsky with a really low interest rate, I don't need another. I also have a Mastercard through Chase which has been excellent. I get like $10-$20 back a month using that one.

Amex are the best cards, I want to get one next. An Amex black card would be the ultamite. Better than any MB card for sure.

In theory you can buy an SLR with that...

I have a AMEX Platinum Card.

Hattie, black cards are cool. Someone very close to me has one. When he uses it, he gets some of the oddest looks.

#11 12-10-2007, 01:29 PM

Quote:

Originally Posted by W124.090

I have a AMEX Platinum Card.

Hattie, black cards are cool. Someone very close to me has one.

Cash is better.

Hatterasguy · #12 12-10-2007, 01:32 PM

Yes but is it practical to carry around $10k to buy a watch? You will get mugged!

Yeah those cards are so cool, they are made of metal.

Besides with Amex you pay the bill every month.

#13 12-10-2007, 01:35 PM

Quote:

Originally Posted by Hatterasguy

Yes but is it practical to carry around $10k to buy a watch? You will get mugged!

Yeah those cards are so cool, they are made of metal.

Besides with Amex you pay the bill every month.

Actually, I carry around debit cards so I only get to spend what I already have in the bank.

iwrock · #14 12-10-2007, 01:50 PM

Hmmmmm.....

No rewards with cash.

pawoSD · #15 12-10-2007, 01:54 PM

Quote:

Originally Posted by W124.090

Hmmmmm.....

No rewards with cash.

Exactly, I've never paid a cent of interest on any card ever, and the only time I ever paid a fee was a $2 ATM cash withdrawl when I was in some random place that only took cash and they had a non-my-bank atm....so I had no choice. That $2 pales in comparison to the hundreds upon hundreds I have saved by using the card though.