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#1
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Voluntary health screening, Or we'll raise your rates....
So what's voluntary about it if they're gonna raise your rates if you don't go ? I wasn't worried because I'm reasonably healthy for a 41+ year old guy. Total cholesterol is 122, glucose is 90, b/p is 110 over 74, weight is 199 at 6'2" and body fat is 17%. Still seems like extortion tho and a way to either jack up your rates or drop you entirely if they don't like what they see. The movie Gattica comes to mind.....
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Sharing my partner's 2012 Forte 5dr SX til I find my next 123 or 126.. - Do I miss being a service advisor ??? |
#2
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What are you talking about?
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01 Ford Excursion Powerstroke 99 E300 Turbodiesel 91 Vette with 383 motor 05 Polaris Sportsman 800 EFI 06 Polaris Sportsman 500 EFI 03 SeaDoo GTX SC Red 03 SeaDoo GTX SC Yellow 04 Tailgator 21 ft Toy Hauler 11 Harley Davidson 883 SuperLow |
#3
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Health insurance thru work does this annual "voluntary health screening". It's strictly "voluntary" but not going gives them license to raise your rates...
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Sharing my partner's 2012 Forte 5dr SX til I find my next 123 or 126.. - Do I miss being a service advisor ??? |
#4
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Not sure. They haven't raised my rates whether I go to the doctor or not for health screening. I have a personal NP so I go to the MD when I need narcotic analgesics.
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01 Ford Excursion Powerstroke 99 E300 Turbodiesel 91 Vette with 383 motor 05 Polaris Sportsman 800 EFI 06 Polaris Sportsman 500 EFI 03 SeaDoo GTX SC Red 03 SeaDoo GTX SC Yellow 04 Tailgator 21 ft Toy Hauler 11 Harley Davidson 883 SuperLow |
#5
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Voluntary my a$%. It's nothing more than an evil example of corporate extortion(sp) if you ask me.
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"It's normal for these things to empty your wallet and break your heart in the process." 2012 SLK 350 1987 420 SEL |
#6
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IIRC, many were happy that they excluded smokers or raised their rates.
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01 Ford Excursion Powerstroke 99 E300 Turbodiesel 91 Vette with 383 motor 05 Polaris Sportsman 800 EFI 06 Polaris Sportsman 500 EFI 03 SeaDoo GTX SC Red 03 SeaDoo GTX SC Yellow 04 Tailgator 21 ft Toy Hauler 11 Harley Davidson 883 SuperLow |
#7
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Question. Are they doing the screening to make you more aware of your health problems or are they doing it to deny you insurance or raise your rates? IOW, if I go for that screening, can my rates to up?
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01 Ford Excursion Powerstroke 99 E300 Turbodiesel 91 Vette with 383 motor 05 Polaris Sportsman 800 EFI 06 Polaris Sportsman 500 EFI 03 SeaDoo GTX SC Red 03 SeaDoo GTX SC Yellow 04 Tailgator 21 ft Toy Hauler 11 Harley Davidson 883 SuperLow |
#8
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It's great as long as you don't have any bad habits such as over eating, over drinking, smoking, etc. I guess it's nice to think that you get something in exchange for living a boring life, free of all fun, but unhealthy pasttimes.
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" We have nothing to fear but the main stream media itself . . . ."- Adapted from Franklin D Roosevelt for the 21st century OBK #55 1998 Lincoln Continental - Sold Max 1984 300TD 285,000 miles - Sold The Dee8gonator 1987 560SEC 196,000 miles - Sold Orgasmatron - 2006 CLS500 90,000 miles 2002 C320 Wagon 122,000 miles 2016 AMG GTS 12,000 miles |
#9
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I remember my doctor asking me questions during an annual checkup a few years ago. He wanted to know if I smoked, how much I drank, did I wear a helment when i rode my bike, and finally, "Do you have any guns in the house?"
I told him that even though I let him squeeze my balls and stick his finger up my butt, he was over the line asking about guns and such. Also, I told him I thought bike helments were for pussies.
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" We have nothing to fear but the main stream media itself . . . ."- Adapted from Franklin D Roosevelt for the 21st century OBK #55 1998 Lincoln Continental - Sold Max 1984 300TD 285,000 miles - Sold The Dee8gonator 1987 560SEC 196,000 miles - Sold Orgasmatron - 2006 CLS500 90,000 miles 2002 C320 Wagon 122,000 miles 2016 AMG GTS 12,000 miles |
#10
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Quote:
Yes and no. Small injuries, yes. Major injuries, no
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01 Ford Excursion Powerstroke 99 E300 Turbodiesel 91 Vette with 383 motor 05 Polaris Sportsman 800 EFI 06 Polaris Sportsman 500 EFI 03 SeaDoo GTX SC Red 03 SeaDoo GTX SC Yellow 04 Tailgator 21 ft Toy Hauler 11 Harley Davidson 883 SuperLow |
#11
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My wife's place of employment is requiring a full physical once a year as preventive maintenance or they will drop your coverage. Their reasoning is, by being preventive, it will reduce overall costs by not waiting until your issues are beyond simple treatments.
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Chad 2006 Nissan Pathfinder LE 1998 Acura 3.0 CL OBK#44 "Pleasure in the job puts perfection in the work." - Aristotle (384-322 B.C.) SOLD 1985 300TD - Red Dragon 1986 300SDL - Coda 1991 - 300TE 1995 - E320 1985 300CD - Gladys |
#12
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Quote:
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01 Ford Excursion Powerstroke 99 E300 Turbodiesel 91 Vette with 383 motor 05 Polaris Sportsman 800 EFI 06 Polaris Sportsman 500 EFI 03 SeaDoo GTX SC Red 03 SeaDoo GTX SC Yellow 04 Tailgator 21 ft Toy Hauler 11 Harley Davidson 883 SuperLow |
#13
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Quote:
They are doing it to collect actuarial data and it is wrong, and should be a violation of HIPPA. The company gets a break on rates by subjecting its employees to the data collection, hence the threat your rates may go up. |
#14
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They say no. Your policy is already set and this is an attempt at saving money overall.
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Chad 2006 Nissan Pathfinder LE 1998 Acura 3.0 CL OBK#44 "Pleasure in the job puts perfection in the work." - Aristotle (384-322 B.C.) SOLD 1985 300TD - Red Dragon 1986 300SDL - Coda 1991 - 300TE 1995 - E320 1985 300CD - Gladys |
#15
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They dropped my boss' coverage to "Economy" because he didn't and had a triple bypass 3 years ago.
It's all well and good if it's "for your benefit to alert you" but that to me sounds just like "This call is being recorded for training purposes". BS.
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Sharing my partner's 2012 Forte 5dr SX til I find my next 123 or 126.. - Do I miss being a service advisor ??? |
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