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  #16  
Old 08-27-2009, 11:18 AM
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Originally Posted by Brian Carlton View Post
Since I have no understanding of whether the health care system will be "put in the hands of elected officials", I cannot comment on your post.

It does appear that you're subject to the media frenzy regarding the government involvement in health care, without having any specifics of what will or will not occur.

But, you've got plenty of company in that regard...........so, just continue onward with it..........
the revamping is what is being done or trying to be done by the congress, try to keep up. I am not subject to media scares, but I am concerned by what is going on and the speed at which huge legislation that basically affects everyone is being attempted to get passed. this is an important issue; why hurry? congress should listen to the people and hear what they have to say. then, if the majority wants, say, single payer, then so be it. optimally, the market should be able to affect the proper change, but congress seems to be committed to meddling with it.

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  #17  
Old 08-27-2009, 11:29 AM
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Originally Posted by Brian Carlton View Post
My tenuous circumstances are not economic. As a person without a group, I'm unable to get the highly coveted plans that many folks who have the groups benefit from. I'm not free to choose any doctor in the US if I have a serious issue...........forced to accept with the insurance company offers and is willing to pay.

Of course the poor don't understand economics............that's obvious in most cases............their priorities are misplaced.
Let me get this straight; Other people have something you want so you think the govt. should provide it for you?

I think the poor understand economics just fine. It's not a matter of not being a financial genius to excuse the fact that your priorities are misplaced, and this doesn't only apply to the poor. The point I am trying to make is we are being told of this travesty of 47 million people who "can't afford" insurance when, in my opinion, a lot of them could afford it if they made it a priority. Minus the illegal aliens and the people who just don't buy insurance even though they can afford it and I think its a much smaller number.
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  #18  
Old 08-27-2009, 12:16 PM
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Originally Posted by Brian Carlton View Post
No, you didn't get it straight. You made a conclusion from facts not in evidence.

Unfortunately, many of the 47 million cannot afford health insurance, even if they made it a priority. Do you have any understanding of the monthly expense for a family? Do you pay your own health insurance? If you don't, you've got no standing in the argument.
I have a great understanding of the monthly expense for a family. I am a self employed contractor with 3 young children and my wife doesn't work (or I should say she doesn't earn any money, she works 24/7). I pay for my own health insurance and all medical and dental directly out of my pocket. You have obviously mistaken me for an evil rich person. I have been struggling with meeting my financial obligations for a while now. Sure there are people who have better healthcare than I do, but does that mean I want the govt. to step in and level the playing field? No thanks. Do I think that the insurance companies and the HMO's are without flaws? Absolutely not. do I think that the govt. can do a better job for less money? Not in a million years.
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  #19  
Old 08-27-2009, 12:23 PM
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Originally Posted by MTUpower View Post
You've owned up to 11 houses at a time (making by your own admission 1000% ROI over 20 years), are a qualified engineer, have what, three Mercedes and 735i and you are telling folks you are poor?
The OP is saying what I've said many times- the poor do not understand economics as well as the rich: buying big rims for a car and a large flat screen instead of health insurance is a prime example of the economic stupidity we are dealing with in the USA, and now they want me and my kids to pay for that stupidity. And you agree with those rim buying flat screen short sighted idiots and even go so far as to say you are one of them?
You know, you could have actually read what I posted. No one gets anything for free in this system, and not only that, you are already paying for them and their nasty old chrome rims down at the ER. This system provides a method to develop a revenue stream directly from these people, and gets them out of the ER in the process. Believe it or not, most poor people actually do work, and they actually have funds withheld from their paychecks, and thanks to various Earned Income Credits, they also usually get a nice tax return. That's where the money for these accursed welfare queens and boom-box minions is going to come from, right now it is coming out of your pocket! At the county hosipital! Dig it?

I am amazed that obviously intelligent people are falling for the illogical, politically driven crap that is eminating from the right. The facts are stark. We pay 15 to 18% of our GNP, money that could be going to modernize our manufacturing base and improving our competiveness, in healthcare costs, while the rest of the world is paying 8%. Period. Black and white. We pay too much. End of story. The greedy bast*rds making the easy money don't want the gravy train to stop, and they have millions to pour into Tea Baggers and TV, so that it doesn't. Duplication of effort, unnecessary bureacracy, unnecessary repetitive state regulations, treatment of minor health problems and chronic diseases in ER's, etc, and you are all worried and suffering great angst over a set of $3700 rims some moron put on a $700 dollar car. I got news for you, that moron already has you paying big money to fix his last stab wound, down at the ER. The real problem isn't getting money from people who can't or won't pay, that's the problem we already have and are attempting to solve. The real problem is a trillion dollars a year of mis-directed capital going down the toilet, and into the pockets of people who are doing great while the rest of the country is being taken for twice the scratch people in other country are paying, and you think we should do nothing, absolutely nothing to change it, because somebody has convinced you that if it does, some crackhead might rip you off for a bandaid. Amazing.

Last edited by JollyRoger; 08-27-2009 at 12:45 PM.
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  #20  
Old 08-27-2009, 12:48 PM
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Originally Posted by 10fords View Post
I have a great understanding of the monthly expense for a family. I am a self employed contractor with 3 young children and my wife doesn't work (or I should say she doesn't earn any money, she works 24/7). I pay for my own health insurance and all medical and dental directly out of my pocket. You have obviously mistaken me for an evil rich person. I have been struggling with meeting my financial obligations for a while now. Sure there are people who have better healthcare than I do, but does that mean I want the govt. to step in and level the playing field? No thanks. Do I think that the insurance companies and the HMO's are without flaws? Absolutely not. do I think that the govt. can do a better job for less money? Not in a million years.
Wake up to the facts, dude. Nobody is proposing anything like that, it is a testament to the power of Right Wing Propaganda that you think that someone is. You get to choose your own policy from a Health Insurance Exchange. Choose the one you have, fine with me. Nothing changes for you if you do. Nothing.
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  #21  
Old 08-27-2009, 12:52 PM
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Originally Posted by JollyRoger View Post
Wake up to the facts, dude. Nobody is proposing anything like that, it is a testament to the power of Right Wing Propaganda that you think that someone is. You get to choose your own policy from a Health Insurance Exchange. Choose the one you have, fine with me. Nothing changes for you if you do. Nothing.
Where I live "dude" is an insult.
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  #22  
Old 08-27-2009, 01:30 PM
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Originally Posted by 10fords View Post
I have a great understanding of the monthly expense for a family. I am a self employed contractor with 3 young children and my wife doesn't work (or I should say she doesn't earn any money, she works 24/7). I pay for my own health insurance and all medical and dental directly out of my pocket. You have obviously mistaken me for an evil rich person. I have been struggling with meeting my financial obligations for a while now. Sure there are people who have better healthcare than I do, but does that mean I want the govt. to step in and level the playing field? No thanks. Do I think that the insurance companies and the HMO's are without flaws? Absolutely not. do I think that the govt. can do a better job for less money? Not in a million years.
I am surprised you have dental coverage. When I looked into it, every plan I found was for employer based only. There were only pools available, where the dentists participating agreed to a price for those in the pool.

You are struggling to meet your financial obligations now. I am assuming that you have prioritzed well, as that is a point of criticism of yours. If something should happen to one of your children that your health care would not cover, or cover enough, or provide the best doctor for, I do not think your child should be deprived of the attention he or she deserves. Nor do I think you should financially collapse trying to provide the best care possible. That doesn't help anyone. If the government can provide an option - just that, provide some option - that allows for you to get the best care for your child, I think it should exist. That system can take any shape.


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Originally Posted by 10fords View Post
Where I live "dude" is an insult.
Really? I've never heard that considered insulting before.
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  #23  
Old 08-27-2009, 03:59 PM
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Originally Posted by Brian Carlton View Post
Excellent.........a person similar to myself..........but with a family.

Now we can have a good discussion.

Let's look at one of your employees..........not a skilled carpenter..........just one of the highly qualified assistants. Let's say that you pay him $20.00 per hour (I'm just guessing).

His annual income is therefore $40,000 per year. And, let's say that he, like you, has a family to support. His after tax net is about $32,000.

Let's take a look at his expenses:

Housing: $14,000 (including utilities)
Food: $9,100 (includes all drugs and toiletries)
Clothes: $2,000
Auto: $5,000
Recreation: $2,500

He's already in the hole by $600. and he hasn't purchased any flat screen TV's or cell phones or Ipods or computers or XBox 360's or any of the crap that you claim that these people purchase.

So, explain to me how he can afford another $10,200. for health care...........please..........this ought to be excellent...........

He can't. So, the employer, Mr 10fords in this example, (if he's not providing coverage to this assuemd employee through a group plan. this is unclear), would likely say to his employees. "I'm paying the 8% payroll tax (3,200)" I can't afford to pay it either."

Now what?
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  #24  
Old 08-27-2009, 04:53 PM
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Originally Posted by 10fords View Post
This is not a scientific poll, just my own observations. Near where I live there are a couple of trailer parks. Every one of the trailers has a satellite dish on it. Most of them have a late model truck or SUV with fancy rims on them parked in front. As I have done repairs on a good portion of them I have seen the inside, and most have big screen TV's and a X-box or 2. There is also a large amount of Obama paraphernalia-bumper stickers, posters etc. The ones that I have talked to all say the same thing-I can't afford health insurance, and I voted for Obama because he is going to make it free.
I heard one woman say she was relieved that Obama was elected because "Now I won't have to pay my mortgage anymore."

I'd like a free Ferrari, where do I put my request in?
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  #25  
Old 08-27-2009, 05:17 PM
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Originally Posted by Brian Carlton View Post
Excellent.........a person similar to myself..........but with a family.

Now we can have a good discussion.

Let's look at one of your employees..........not a skilled carpenter..........just one of the highly qualified assistants. Let's say that you pay him $20.00 per hour (I'm just guessing).

His annual income is therefore $40,000 per year. And, let's say that he, like you, has a family to support. His after tax net is about $32,000.

Let's take a look at his expenses:

Housing: $14,000 (including utilities)
Food: $9,100 (includes all drugs and toiletries)
Clothes: $2,000
Auto: $5,000
Recreation: $2,500

He's already in the hole by $600. and he hasn't purchased any flat screen TV's or cell phones or Ipods or computers or XBox 360's or any of the crap that you claim that these people purchase.

So, explain to me how he can afford another $10,200. for health care...........please..........this ought to be excellent...........
I don't have any employees anymore. It is too hard to find people who take pride in their work anymore. They all think that you are getting rich off of their labor, but they forget that you are providing them with a job. But, I digress, that is a rant for another time.

If you make $40,000 a year and have 3 kids you will not pay any taxes, and you will get a EIC refund from the govt. So there is an additional $8,000+ there. Forget the $2,500 for recreation- It is a luxury- not a necessity. The other things are too variable by region etc. for me to comment on accurately. So, using your numbers they could have health insurance, but life would not be very fun. But, once again it is about your priorities. Presently my health ins. is $6540 per year. That is with a $5,000 deductable, so it is basically catastrophic coverage. I don't have dental coverage so I pay out of pocket for that, and all 3 of my kids have or are going to need braces. Same with vision. Needless to say I have a large financial burden with healthcare. Kind of a bleak picture if you think about it, but I still dont think is the job of the govt. to see to it that everyone lives the good life and has no worries. Nor do I believe that if it were that they would do it properly. Name me a few things that the Govt. does well. Most of my dealings with govt employees involve frustration and large amounts of money out of my pocket. The building dept comes to mind. I could give a hundred examples of incompetence, negligence, and just plain dont give a sh%t attitude, and I wouldn't expect it to be any different with healthcare. I think It is better for my children not to have their futures mortgaged before they can even vote than for me to possibly(but I doubt it ) save some money on healthcare now. BTW this is just my own opinion and I am not trying to legislate other people to live my way, but the same is not true of the healthcare reform advocates. It is not help if you don't request it and it is forced on you.

I don't believe I am similar to you at all-We dont seem to agree on anything. And you owe me an apology for your disparaging remarks about my ability to run a family.
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  #26  
Old 08-27-2009, 05:35 PM
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Originally Posted by tankdriver View Post
I am surprised you have dental coverage.

Really? I've never heard that considered insulting before.
I didn't take his statement to imply he had dental insurance.

I don't like being called dude by strangers. To strangers, imo, it has a pejorative connotation. There's no inflection on a keyboard.
Is it dude,(as in friend, buddy, pal ) or DU-UDE!!!!
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  #27  
Old 08-27-2009, 05:37 PM
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Originally Posted by HuskyMan View Post
I heard one woman say she was relieved that Obama was elected because "Now I won't have to pay my mortgage anymore."

I'd like a free Ferrari, where do I put my request in?
Decent housing is the next "right" coming down the pike. Stay tuned.
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  #28  
Old 08-27-2009, 05:46 PM
waterboarding w/medmech
 
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lets not forget that the 40K a year employee usually has a spouse or significant other who is also employed.
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  #29  
Old 08-27-2009, 07:02 PM
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Originally Posted by JollyRoger View Post
Currently, if you are a 50 yr old self-employed person with a pre-existing condition, a guy on Death Row has better health insurance then you would if it was you. What do you think about that?
Ah, cherry picking conditions to make a point. If you were that 50 yo man, would YOU want to trade places with a guy on death row? IOW, would you take the good with the bad or just cherry pick a condition to have?
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  #30  
Old 08-27-2009, 07:06 PM
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Originally Posted by Brian Carlton View Post
I'm curious to know how many critics of health care reform have health insurance paid for by the employer and are part of the large risk pool provided by the employer.

These people have no standing in shouting down reform in this industry. They have the best possible scenario whereby any visit to any doctor is covered and they can't be dropped unless they lose the job.

And they have the temerity to criticize others in far more tenuous circumstances............including myself.
Interesting take. So your point is that only those who have no insurance, and will therefore be getting a freebie are eligible for comment. Kinda rigging the results, aren't you?

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