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#1
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How often do your really balance your checkbook?
I know a lot of people who do not know how to which is amazing to me.
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Ben 1987 190d 2.5Turbo |
#2
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Amazingly I was one of those people (actually I knew how but just didn't care). But now it's once a month, to the penny.
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1985 380SE Blue/Blue - 230,000 miles 2012 Subaru Forester 5-speed 2005 Toyota Sienna 2004 Chrysler Sebring convertible 1999 Toyota Tacoma |
#3
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When I had a separate savings and checking account I did all the time.
When I moved to my new bank which gave me a free brokerage and checking account I just started depositing all of my money into that and stopped worrying about balancing the little checkbook. My bank's website reports nearly every deposit and withdrawal instantly. I'll just go online and make sure everything evens out with my receipts from my debit and check ledger. My old credit union took forever to post transactions which was why I kept holding onto the book. It's probably not good money management, but the amount of checks I write for an entire year can fit onto both of my hands so I'm not too worried. I have yet to overdraft, bounce a check, etc even though I don't have any money right now thanks to a certain silver german car. You know, I'm bored right now so I'll go and open that savings account.
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-Typos courtesy of my mobile phone. |
#4
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Everything is online - Only write a few checks a year, some ATM Cash everything else is EBT.
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BENZ THERE DONE THAThttp://www.peachparts.com/shopforum/...c/progress.gif 15 VW Passat TDI 00 E420 98 E300 DT 97 E420 Donor Car - NEED PARTS? PM ME! 97 S500 97 E300D 86 Holden Jackaroo Turbo D 86 300SDL (o\|/o) |
#5
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Depends on how much $$$$ I have. Sometimes every time I write a check, other times once a month or so. I never balance to the penny- I round each check up to the next dollar so I always have more in my account than I think. Last time I checked I had a couple thousand extra because of this.
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#6
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My parents use to do so religiously. I've never done it once in my life. I just don't need to. Everythings online and I have never had a negative balance in my account ever and never will.
- Peter.
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2021 Chevrolet Spark Formerly... 2000 GMC Sonoma 1981 240D 4spd stick. 347000 miles. Deceased Feb 14 2021 2002 Kia Rio. Worst crap on four wheels 1981 240D 4spd stick. 389000 miles. 1984 123 200 1979 116 280S 1972 Cadillac Sedan DeVille 1971 108 280S |
#7
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I just make sure the well always has enough in it to never run dry.
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#8
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I do it twice a day since it is so easy to check it online for checks that have cleared.
I guess I am like Tony Montana after he got shot at the Babylon Club....I'm just a little...how do you say it? ...."Paranoy"
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Ben 1987 190d 2.5Turbo |
#9
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Cash is king. Who writes checks?
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You're a daisy if you do. __________________________________ 84 Euro 240D 4spd. 220.5k sold 04 Honda Element AWD 1985 F150 XLT 4x4, 351W with 270k miles, hay hauler 1997 Suzuki Sidekick 4x4 1993 Toyota 4wd Pickup 226K and counting |
#10
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I write very few checks. In fact I just had to order new ones. The last ones I had still had 19__ for the year. I only got 1 box of 150 checks so I should be good for at least another 10 years or more. I have been on line for well over a decade now and I just down load my info to Quicken and track everything in there.
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Sent from an agnostic abacus 2014 C250 21,XXX my new DD ** 2013 GLK 350 18,000 Wife's new DD** - With out god, life is everything. - God is an ever receding pocket of scientific ignorance that's getting smaller and smaller as time moves on..." Neil DeGrasse Tyson - You can pray for me, I'll think for you. - When you understand why you dismiss all the other possible gods, you will understand why I dismiss yours. |
#11
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I balance the checkbook about once a week. But I find it more helpful to do a monthly budget.
Danny
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1984 300SD Turbo Diesel 150,000 miles OBK member #23 (\__/) (='.'=) This is Bunny. Copy and paste bunny into your (")_(") signature to help him gain world domination |
#12
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I never have to balance mine. I just carry it around in my back pocket.
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" We have nothing to fear but the main stream media itself . . . ."- Adapted from Franklin D Roosevelt for the 21st century OBK #55 1998 Lincoln Continental - Sold Max 1984 300TD 285,000 miles - Sold The Dee8gonator 1987 560SEC 196,000 miles - Sold Orgasmatron - 2006 CLS500 90,000 miles 2002 C320 Wagon 122,000 miles 2016 AMG GTS 12,000 miles |
#13
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I balance mine regularly, not because of outstanding checks, but because of ATM / POS usage.
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Paul S. 2001 E430, Bourdeaux Red, Oyster interior. 79,200 miles. 1973 280SE 4.5, 170,000 miles. 568 Signal Red, Black MB Tex. "The Red Baron". |
#14
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Considering that everyone in this thread owns or has access to a relatively modern personal computer with internet access . . . the failure to access the electronic records of nearly everyone's bank is rather sad, particularly when most of those online services are free or included in the service charges for various accounts.
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#15
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I make sure the checks & debit transactions are logged in my check book compared to the bank statement. To see if I forgot to log something.
But I never recheck my math and my bank has never made a mistake in 20years..... I just keep too much money in my account to ever bounce a check.
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"Our Lady of Blessed Acceleration... don't Fail Us Now" |
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