Anyone use mobile banking for check deposits? I have direct deposit for salary and retirement, but get quite a few other checks each month. The wife gets a pile of them a week and our bank is a drive to town I am loathe to make more than once or twice a month. Seems like it'd be convenient if it's free and secure.

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You're a daisy if you do.
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84 Euro 240D 4spd. 220.5k sold
04 Honda Element AWD
1985 F150 XLT 4x4, 351W with 270k miles, hay hauler
1997 Suzuki Sidekick 4x4
1993 Toyota 4wd Pickup 226K and counting

I do it when at home via the iPhone. Have been doing so for about a year. What a convenience not having to go to the bank!

Fees?

__________________
You're a daisy if you do.
__________________________________
84 Euro 240D 4spd. 220.5k sold
04 Honda Element AWD
1985 F150 XLT 4x4, 351W with 270k miles, hay hauler
1997 Suzuki Sidekick 4x4
1993 Toyota 4wd Pickup 226K and counting

$0.

It is a special trip to have to go to the bank for me. Kinda pia. If my bank offers it I will probably try it.

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Jim

Doing it via scanned checks for a couple years, 1 - 3 checks most months. Never had any issues.

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1961 220b: first project car - sold.
2000 CLK 430: first modern Benz - sold.
2001 CLK 55: OMG the torque!!! - sold
1972 280SE 4.5: Baby Gustav
1991 300TE 4Matic: Gretel the Snow Bunny - sold
1978 300SD: Katz the Free Man - given away
1980 Redhead: Darling Wife

Might be worth getting a smarter phone for. Or mebbe use the wife's iPad.

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You're a daisy if you do.
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84 Euro 240D 4spd. 220.5k sold
04 Honda Element AWD
1985 F150 XLT 4x4, 351W with 270k miles, hay hauler
1997 Suzuki Sidekick 4x4
1993 Toyota 4wd Pickup 226K and counting

We've been scanning our business checks for deposit for a couple of years now so we've jumped the electronic deposit hurdle. We get too many to process them mobile-y but our CU just started offering the service and I have deposited a couple personal checks without issue. Certainly not a large enough sample to make any real judgement, though.

If your wife has an iPad with a camera you could keep your old timer phone.

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1980 300TD-China Blue/Blue MBTex-2nd Owner, 107K (Alt Blau) OBK #15
'06 Chevy Tahoe Z71 (for the wife & 4 kids, current mule) '03 Honda Odyssey (son #1's ride, reluctantly) '99 GMC Suburban (255K+ miles, semi-retired mule) 21' SeaRay Seville (summer escape pod)

A lot of my subs do it, I see a picture of the check on my bank statement.

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1999 SL500
1969 280SE
2023 Ram 1500
2007 Tiara 3200

I've done it a few times. Seems kind of odd, but it works ok.

It's great, can't remember the last time I was at a bank.

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1979 Black on Black, 300CD (sold), 1990 Black 300SE, Silver 1989 Volvo 780, 1988 300CE (vanished by the hands of a girlfriend), 1992 300CE (Rescue).

Hrmm how does that work? Scan the check? what do you do with it afterwards?

Can't quite do the same for cash though..

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(4/11/2020: Hi Everyone! I am still taking orders and replying to emails/PMs/etc, I appreciate your patience in these crazy times. Stay safe and healthy!)


82 300SD 145k
89 420SEL 210k
89 560SEL 118k
90 300SE 262k RIP 5/25/2010
90 560SEL 154k
91 300D 2.5 Turbo. 241k
93 190E 3.0 235k
93 300E 195k

Its great. I use it for all checks.

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1982 300TDT
1991 190D
2022 Metris

Chase Mobile App TV Commercial, 'Baby' - YouTube

My bank's FAQ says you keep the check at least 14 days and then shred it. I NEVER deposit cash.

__________________
You're a daisy if you do.
__________________________________
84 Euro 240D 4spd. 220.5k sold
04 Honda Element AWD
1985 F150 XLT 4x4, 351W with 270k miles, hay hauler
1997 Suzuki Sidekick 4x4
1993 Toyota 4wd Pickup 226K and counting