Parts Catalog Accessories Catalog How To Articles Tech Forums
Call Pelican Parts at 888-280-7799
Shopping Cart Cart | Project List | Order Status | Help



Go Back   PeachParts Mercedes-Benz Forum > General Discussions > Off-Topic Discussion

Reply
 
LinkBack Thread Tools Display Modes
  #1  
Old 03-08-2014, 11:00 PM
whunter's Avatar
Moderator
 
Join Date: Dec 2003
Location: Metro Detroit, Michigan
Posts: 17,416
High auto insurance rates driving out Detroiters

an average insurance premium of $10,700 a year per vehicle.

quotes on some customers in Detroit of $2,200 a month = $26,400 per year..

High auto insurance rates driving out Detroiters - Fox 2 News Headlines


.

Reply With Quote
  #2  
Old 03-09-2014, 03:52 AM
Registered User
 
Join Date: Oct 2012
Posts: 5,924
I would stop driving before paying half that for car insurance. Currently the wives car has full coverage with a five hundred deductible on collision.

My daily driver basically liability with a few other compulsory items of a minor nature to me. Combined premiums are a little over a thousand but less than eleven hundred a year.

The wife I think is high risk having written off two cars. I was surprised this did not push the rates higher than they are.

At my age it is only three years until the province starts checking if I am still fit to hold a drivers licence. This is kind of standard here now. I noticed at seventy they started to ask some questions when I renewed my drivers licence. This is a five year permit here.
Reply With Quote
  #3  
Old 03-09-2014, 04:02 AM
cmac2012's Avatar
Renaissances Dude
 
Join Date: Dec 2004
Location: Redwood City, CA
Posts: 33,911
Jeez, I can only guess that driving uninsured would be rampant there. Plenty of people couldn't afford that. Rates like that here would hit me hard. I have liability and uninsured motorist coverage on 2 vehicles for about $650 a year.
__________________
1986 300SDL, 362K
1984 300D, 138K
Reply With Quote
  #4  
Old 03-09-2014, 04:07 AM
Registered User
 
Join Date: May 2009
Location: The slums of Beverly Hills
Posts: 8,065
Somebody still lives in Detroit? Why?
__________________
CENSORED due to not family friendly words
Reply With Quote
  #5  
Old 03-09-2014, 04:12 AM
cmac2012's Avatar
Renaissances Dude
 
Join Date: Dec 2004
Location: Redwood City, CA
Posts: 33,911
It's terra firma. People everywhere wanting a place to live. Detroit has plentiful water. Counts for something in this world. And I hear that you'd be surprised at what a beautiful city it is. Add to that family and roots and I'm not surprised at all that people still live in Detroit.
__________________
1986 300SDL, 362K
1984 300D, 138K
Reply With Quote
  #6  
Old 03-09-2014, 07:18 AM
JB3 JB3 is offline
Registered User
 
Join Date: Jan 2010
Location: RI
Posts: 7,246
Wow.....

I am paying about 1500 a year for insurance on 5 cars, with full coverage on 2 of them
__________________
This post brought to you by Carl's Jr.
Reply With Quote
  #7  
Old 03-09-2014, 09:47 AM
Registered User
 
Join Date: May 2011
Location: NYC
Posts: 6,030
Comment #1 --

"Many folks in Detroit go to LA Insurance where they can buy a week's worth of auto insurance for the mere purpose of renewing their registrations."

For that price, I'd pay someone in another town to receive my mail and register my car there.
Reply With Quote
  #8  
Old 03-09-2014, 06:59 PM
jplinville's Avatar
Conservative
 
Join Date: Sep 2008
Location: Dayton, Ohio region
Posts: 302
$2,200 a month?? I pay less than that per year, 4 vehicles with one as full coverage, and a teenager driving.

Wait...weren't they demolishing homes in Detroit area and taking it back to grasslands? Screw the insurance and car...get a horse and a wagon.
__________________
1987 560SL
85,000 miles




Meet on the level, leave on the square. Great words to live by

Were we directed from Washington when to sow and when to reap, we should soon want bread. - Thomas Jefferson: Autobiography, 1821.
Reply With Quote
  #9  
Old 03-09-2014, 09:14 PM
Banned
 
Join Date: Aug 2012
Location: Northwest Indiana
Posts: 11,216
I think the insurance companies just figure if they still live there they must be suckers for punishment, so why not jump on the bandwagon.
Reply With Quote
  #10  
Old 03-09-2014, 09:18 PM
Banned
 
Join Date: Aug 2012
Location: Northwest Indiana
Posts: 11,216
With an average of 10.7K per/yr maybe one in ten is insured so then the average is pretty close to the grand per year that I pay for two drivers, and four cars.
Reply With Quote
  #11  
Old 03-09-2014, 09:30 PM
Mölyapina's Avatar
User title not in use
 
Join Date: Oct 2012
Location: Chelmsford, Massachusetts
Posts: 4,373
Yipes, I'm >$2000/year as a primary driver on two cars, (Buick and Corolla), and I'm a teenage male . At least with a clean driving record.

A problem in the city near us (Lowell) and other places in the state as well is that, while MA has some pretty high requirements for insurance, NH requires no insurance... so a lot of folks for whom insurance is way too expensive register with fake addresses in NH instead. I went to driving school in Lowell, and there were several NH plates that were parked there for months on end. Occasionally, I'd say something to my instructor like, "Oh look, someone's visiting!", and she'd start grumbling about it . She and her husband had been hit by an uninsured NH plate a few years back, I believe.
__________________
"Senior Luna, your sense of humor is still loco... but we love it, anyway." -rickymay ____ "Your sense of humor is still loco... " -MBeige ____ "Señor Luna, your sense of humor is quite järjetön" -Delibes

1982 300SD -- 211k, Texas car, tranny issues ____ 1979 240D 4-speed 234k -- turbo and tuned IP, third world taxi hot rod

2 Samuel 12:13: "David said to Nathan, “I have sinned against the Lord.” And Nathan said to David, “The Lord also has put away your sin; you shall not die."
Reply With Quote
  #12  
Old 03-09-2014, 10:24 PM
Skid Row Joe's Avatar
Banned
 
Join Date: Oct 2007
Location: #KeepingAmericaGreat!
Posts: 7,071
Quote:
Originally Posted by sloride View Post
I think the insurance companies just figure if they still live there they must be suckers for punishment, so why not jump on the bandwagon.
This is your Gov't. at work - not the insurance companies. If it's $10,700 average per year per vehicle, the insurance companies have figured the risk factor to price it what is. It's a horrible environment to risk doing business for them, is what the average premium figure reflects.
Reply With Quote
  #13  
Old 03-09-2014, 10:28 PM
davidmash's Avatar
Supercalifragilisticexpia
 
Join Date: Mar 2002
Location: Arlington, TX
Posts: 47,493
I'm calling BS on this whole thread.

I just went to GEIKO's web site. Plugged in an address I found in zip code 48207.

Put my self as a 47 yr old single male driving. 95 e300. $250/$500k liability, $500 deductible for comp/collision.

Payment is $97 a month.

When I changed the vehicle to a12 f150 it climbed to a whopping $107 a month.

Also put in a nicer address in 48205 and the rate dropped to $105.
__________________
Sent from an agnostic abacus

2014 C250 21,XXX my new DD ** 2013 GLK 350 18,000 Wife's new DD**

- With out god, life is everything.
- God is an ever receding pocket of scientific ignorance that's getting smaller and smaller as time moves on..." Neil DeGrasse Tyson
- You can pray for me, I'll think for you.
- When you understand why you dismiss all the other possible gods, you will understand why I dismiss yours.
Reply With Quote
  #14  
Old 03-09-2014, 10:46 PM
Registered User
 
Join Date: May 2011
Location: NYC
Posts: 6,030
30 year old male living on Livernois Ave in the 48204. 100/300 liability, medical-only PIP, collision/comp with $500 deductable. 2004 Camry.

$289/mo. Ouch. If you're younger and/or want something better than a 2004 Camry, ouch.
Reply With Quote
  #15  
Old 03-09-2014, 10:52 PM
davidmash's Avatar
Supercalifragilisticexpia
 
Join Date: Mar 2002
Location: Arlington, TX
Posts: 47,493
Still not anywhere close to the OP.

__________________
Sent from an agnostic abacus

2014 C250 21,XXX my new DD ** 2013 GLK 350 18,000 Wife's new DD**

- With out god, life is everything.
- God is an ever receding pocket of scientific ignorance that's getting smaller and smaller as time moves on..." Neil DeGrasse Tyson
- You can pray for me, I'll think for you.
- When you understand why you dismiss all the other possible gods, you will understand why I dismiss yours.
Reply With Quote
Reply

Bookmarks

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Trackbacks are On
Pingbacks are On
Refbacks are On




All times are GMT -4. The time now is 07:44 PM.


Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2024, vBulletin Solutions, Inc.
Search Engine Optimization by vBSEO 3.6.0
Copyright 2024 Pelican Parts, LLC - Posts may be archived for display on the Peach Parts or Pelican Parts Website -    DMCA Registered Agent Contact Page