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#31
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My graph would look worse than that as far as coverage. The company insurance costs more and pays out less, and the insurance company blames Obamacare. I always thought they used ACA as an excuse to make these cuts to fuel their own greed/agenda, but who knows. All I know is I'm worse off.
I had a tempurature nearing 105 about a month ago, regular doc told me to hit the ER right away. I was there less than 2 hours, billed $1600 for testing, IV fluids I didn't need, pain medication I didn't need, and some over the counter fever reducer. Testing came back with no answers, no flu or strep, just a virus. Doctor suggested I might be overdoing it/overstressed. Insurance paid a little over $600 of it, I'm billed the rest. Seems like a ridiculous bill... enough for me to avoid hospitals in the future, which could be a bad decision if its something that turns out serious. 5 years ago I went in for really nasty food poisoning, so dehydrated from vomiting my body was curling up, don't remember how much I had to pay, but it wasn't much.
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1985 500SL Euro w/ AMG bits 130k 1984 300SD Turbodiesel 192k 1980 240D Stick China 188k 2001 CLK55 AMG 101k 2007 S600 Biturbo 149k Overheated Project, IT'S ALIVE!!! |
#32
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TC Current stable: - 2004 Mazda RALLYWANKEL - 2007 Saturn sky redline - 2004 Explorer...under surgery. Past: 135i, GTI, 300E, 300SD, 300SD, Stealth |
#33
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The collusion between the government and the insurance industry convinces me ACA is a bad deal for all citizens---but great for the politicians and the insurance industry moguls.
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1982 300SD " Wotan" ..On the road as of Jan 8, 2007 with Historic Tags |
#34
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You might want to look into a slightly more inclusive plan as the coverage may cover things like ER trips, more kinds of tests, meds, etc. I used to use a preferred provider plan and the amount of what included eroded steadily over time. I switched to a more spendy plan with a different provider and while it costs a little more, it more than pays for itself every time I need a doc or related facilities/testing. Many plans now are based around not ever really using medical facilities and other plans are designed to lower or eliminate costs when you accept you'll be using the resources. I look at the choice as similar to that offered for a used car warranty. I've got a lot of miles on my odo and it is unavoidable that i'll have to visit from time to time; due to that it costs me less to buy a more inclusive service... |
#35
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80 300SD (129k mi) 82 240D stick (193k mi)77 240D auto - stick to be (153k mi) 85 380SL (145k mi) 89 BMW 535i 82 Diesel Rabbit Pickup (374k mi) 91 Jetta IDI Diesel (155k mi) 81 VW Rabbit Convertible Diesel 70 Triumph Spitfire Mk III (63kmi)66 Triumph TR4a IRS (90k mi)67 Ford F-100 (??) |
#36
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Make no mistake, as designed, the ACA is a H U G E windfall for the insurance industry. I think it likely that the hopes of the current administration and most left wingers is that this will lead to a backlash and then a single payer solution which excludes the insurance industry maggots and ends up putting them in the category of offering only supplemental benefits or none at all. I dunno if this will ever happen due to the vast resources that the industry has acquired from all they are paid by we the sheople...
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#37
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Our small group plan (7 employees) renewal date was yesterday. BCBS NJ cancelled our old plan ( of course ). Last year my premium was 6,408 (single). This year, it'll be 10,908. Even being pre-tax to me, WTF !!!!!
It's a gold plan, but still, a 41% increase. Double WTF!!! I wonder, when they finally have this SHOP up & running for small businesses inside the ACA network, how many small businesses will junk group coverage all together. I further wonder whether the impact of limiting the employer premium credit to businesses enrolled in the SHOP will entice small employers to move in that direction, insure outside the SHOP or scrap coverage all together? Time will tell. |
#38
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1979 Black on Black, 300CD (sold), 1990 Black 300SE, Silver 1989 Volvo 780, 1988 300CE (vanished by the hands of a girlfriend), 1992 300CE (Rescue). |
#39
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You seem awfully sure that single-payer would be a win-win for the people. I am not sure the evidence of all the countries that have adopted single-payer would back up your optimism. Aren't some countries who adopted single-payer looking for ways to get out of it?
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1982 300SD " Wotan" ..On the road as of Jan 8, 2007 with Historic Tags |
#40
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In Holland everyone pays around 100 Euro's a month for a base insurance, mandated by law. If you like additional insurance you buy it from a private company yourself or your employer will cover it. Is it a perfect system, probably not(?).
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1979 Black on Black, 300CD (sold), 1990 Black 300SE, Silver 1989 Volvo 780, 1988 300CE (vanished by the hands of a girlfriend), 1992 300CE (Rescue). |
#41
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1982 300SD " Wotan" ..On the road as of Jan 8, 2007 with Historic Tags |
#42
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Seeing this cluster$$$$ set up in collusion with, and to the primary benefit of corporations and then calling it "socialist" is hilarious.
Give me the real "socialist" system. Single payer, medicare for all. Let the companies sell upgrades and supplementals. As long as profit is the bottom-line determinant of care we are all screwed.
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You're a daisy if you do. __________________________________ 84 Euro 240D 4spd. 220.5k sold 04 Honda Element AWD 1985 F150 XLT 4x4, 351W with 270k miles, hay hauler 1997 Suzuki Sidekick 4x4 1993 Toyota 4wd Pickup 226K and counting |
#43
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The Communist Internationale (Original, with English Lyrics) - YouTube |
#44
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The misuse of Social Security by our govt over the years will need to be addressed .I believe it has already been planned out as part of these Care Acts WITH A FEW MORE TO FOLLOW,the table of finding ways thru the mess is what is largely a standing presidents job ,finding answers to clean up previous administrations misdoings ,Ill be the first to throw a dart at what the second 2 sided name will be, The General Care Act ,Social Security has been picked apart and our govt has to answer for their blundering .The answer usually is just shoffeling of the deck of cards they have in play.
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#45
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True.
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