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#1
06-21-2015, 07:05 AM
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Chip/pin credit cards
Anyone here in the US have one? Spent the last month in Europe and its a PIA to have a magnetic strip signature card over there. Unusable in many important circumstances. I want a chip/pin card. (not a chip signature card since I think that would have similar problems). I've only been able to find a chip/pin card by Barclaycard in the USA. Anyone know of others?
__________________
1977 300d 70k--sold 08 1985 300TD 185k+ 1984 307d 126k--sold 8/03 1985 409d 65k--sold 06 1984 300SD 315k--daughter's car 1979 300SD 122k--sold 2/11 1999 Fuso FG Expedition Camper 1993 GMC Sierra 6.5 TD 4x4 1982 Bluebird Wanderlodge CAT 3208--Sold 2/13 
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#3
06-21-2015, 08:34 AM
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Chip by itself is somewhat helpful but it doesn't solve the basic problem for European use--some European locations will only allow chip and pin cards and reject chip and signature cards. Public transportation ticket machines are an example.
__________________
1977 300d 70k--sold 08 1985 300TD 185k+ 1984 307d 126k--sold 8/03 1985 409d 65k--sold 06 1984 300SD 315k--daughter's car 1979 300SD 122k--sold 2/11 1999 Fuso FG Expedition Camper 1993 GMC Sierra 6.5 TD 4x4 1982 Bluebird Wanderlodge CAT 3208--Sold 2/13
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#5
06-21-2015, 11:28 AM
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Yes, but they will be signature cards and not PIN cards so they will be equally unusable in Europe. I talked to them yesterday since I already have a Capital One card.
__________________
1977 300d 70k--sold 08 1985 300TD 185k+ 1984 307d 126k--sold 8/03 1985 409d 65k--sold 06 1984 300SD 315k--daughter's car 1979 300SD 122k--sold 2/11 1999 Fuso FG Expedition Camper 1993 GMC Sierra 6.5 TD 4x4 1982 Bluebird Wanderlodge CAT 3208--Sold 2/13
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#7
06-21-2015, 12:36 PM
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American Express is frowned upon by many retailers in Europe because the handling charges are so high (seller looses out).
I suggest getting one of these if you can MasterCard Prepaid in the United Kingdom | MasterCard®
__________________
1992 W201 190E 1.8 171,000 km - Daily driver 1981 W123 300D ~ 100,000 miles / 160,000 km - project car stripped to the bone 1965 Land Rover Series 2a Station Wagon CIS recovery therapy! 1961 Volvo PV544 Bare metal rat rod-ish thing I'm here to chat about cars and to help others - I'm not here "to always be right" like an internet warrior  Don't leave that there - I'll take it to bits!
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#8
06-21-2015, 12:59 PM
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Quote:
__________________
1977 300d 70k--sold 08 1985 300TD 185k+ 1984 307d 126k--sold 8/03 1985 409d 65k--sold 06 1984 300SD 315k--daughter's car 1979 300SD 122k--sold 2/11 1999 Fuso FG Expedition Camper 1993 GMC Sierra 6.5 TD 4x4 1982 Bluebird Wanderlodge CAT 3208--Sold 2/13
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#9
06-21-2015, 01:03 PM
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Quote:
__________________
1977 300d 70k--sold 08 1985 300TD 185k+ 1984 307d 126k--sold 8/03 1985 409d 65k--sold 06 1984 300SD 315k--daughter's car 1979 300SD 122k--sold 2/11 1999 Fuso FG Expedition Camper 1993 GMC Sierra 6.5 TD 4x4 1982 Bluebird Wanderlodge CAT 3208--Sold 2/13
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#10
06-21-2015, 01:07 PM
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Just to be clear--my US magnetic strip card did work often in Europe as long as there was a human person who was both willing and able to enter the correct information to the card reader and have it print out a paper copy of the transaction for signature. It never worked on an automated machine with no person present. Many fuel stations are like that and many public transportation ticket machines have no person present. In the more rural areas, clerks appeared never to have run across magnetic strip credit cards.
__________________
1977 300d 70k--sold 08 1985 300TD 185k+ 1984 307d 126k--sold 8/03 1985 409d 65k--sold 06 1984 300SD 315k--daughter's car 1979 300SD 122k--sold 2/11 1999 Fuso FG Expedition Camper 1993 GMC Sierra 6.5 TD 4x4 1982 Bluebird Wanderlodge CAT 3208--Sold 2/13
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#11
06-21-2015, 01:29 PM
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Quote:
Another thing I've remembered is that paypal have a way of paying in the high street these days - I can't remember if that's a real card or not. It might be one of those smart phone apps that allow payment.
__________________
1992 W201 190E 1.8 171,000 km - Daily driver 1981 W123 300D ~ 100,000 miles / 160,000 km - project car stripped to the bone 1965 Land Rover Series 2a Station Wagon CIS recovery therapy! 1961 Volvo PV544 Bare metal rat rod-ish thing I'm here to chat about cars and to help others - I'm not here "to always be right" like an internet warrior Don't leave that there - I'll take it to bits!
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#12
06-21-2015, 01:32 PM
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Quote:
...before that people were swiping everywhere - and before that you had to put a card in a machine that then made an indentation of your card on carbon paper... ...and before that you had to use paper money... ...and before that you had to carry gold... ...and before that you had to bring something good to swap...
__________________
1992 W201 190E 1.8 171,000 km - Daily driver 1981 W123 300D ~ 100,000 miles / 160,000 km - project car stripped to the bone 1965 Land Rover Series 2a Station Wagon CIS recovery therapy! 1961 Volvo PV544 Bare metal rat rod-ish thing I'm here to chat about cars and to help others - I'm not here "to always be right" like an internet warrior Don't leave that there - I'll take it to bits!
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#13
06-21-2015, 01:44 PM
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Just found this option: https://www.travelex.com/cash-passport
It's nice that you can load it with a variety of currencies but you have to pay them a 5.5% fee to buy those currencies to begin with. My existing magnetic strip card doesn't include a fee for foreign currency transactions.
__________________
1977 300d 70k--sold 08 1985 300TD 185k+ 1984 307d 126k--sold 8/03 1985 409d 65k--sold 06 1984 300SD 315k--daughter's car 1979 300SD 122k--sold 2/11 1999 Fuso FG Expedition Camper 1993 GMC Sierra 6.5 TD 4x4 1982 Bluebird Wanderlodge CAT 3208--Sold 2/13
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#14
06-21-2015, 08:33 PM
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Andrews Federal Credit Union has a chip/pin credit card with no annual fee. Looks like it may be the best deal in the US when it comes to the chip/pin card.
__________________
1977 300d 70k--sold 08 1985 300TD 185k+ 1984 307d 126k--sold 8/03 1985 409d 65k--sold 06 1984 300SD 315k--daughter's car 1979 300SD 122k--sold 2/11 1999 Fuso FG Expedition Camper 1993 GMC Sierra 6.5 TD 4x4 1982 Bluebird Wanderlodge CAT 3208--Sold 2/13
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#15
06-22-2015, 01:40 PM
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Seems chipped cards may have been introduced later in the USA in general. I forget how long mine have been chipped in Canada but it seems a pretty long time. Maybe ten years or more. We still have to use a pin number with them though.
I was kind of surprised as well that places like South Korea are way ahead of north America in many ways like wifi. For some reason we are just not keeping up.
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