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  #451  
Old 08-09-2017, 02:23 PM
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Never heard of monthly coverage availability in Canada. Does not mean it might be available somewhere. Other than on a short term car rental perhaps. The heavy premium the insurance companies charge for lapsed policy renewal here. Would probably have the effect to discourage it in general though.


If I was stopped driving with no insurance. Besides the really substantial fine I do not even know if my car would be towed. You are just not allowed to drive here without insurance. I cannot see them just letting me drive on my way with a fine alone. Perhaps my drivers licence pulled as well?


Also most cars are probably financed or leased today. If coverage was dropped the insurance companies would notify the real owners immediately.

Intoxicated drivers have pretty much become history here as well. The laws where always there to stop it. They were just not that effective until the overall cost of being caught became really substantial.

Now it is not only the loss of the drivers licence for a year and a nominal fine. The fine is heavy and after the year is up figure on thousands more a year for insurance coverage again. Plus you have a conviction on file for something most people and employers no longer tolerate. It has been so effective that most people will really try to stop an intoxicated person. Or even one with just a drink or two. From getting in their car and driving away or home. Part of this is the social awareness today that most fatal accidents used to involve booze. Jail time is also not uncommon either now. Your car is going to be impounded as well. People just seem to respond better to heavy financial hits in obeying laws.

The cost of speeding in Ontario is well posted. Forget hundreds and think thousands on some highways. Ten thousand if you are really pushing it. Anyways it keeps me around the limit when driving there. Plus the points lost on your driving licence will not go unnoticed by your automotive insurance provider. If you want any reasonable law to be truly pretty effective. It has to cost you more than you are comforatable with to ignore it. I think this concept is well proven here.

I never drink and drive.. I used to regularily speed though as the fines and consequences where in general usually nominal. You will never find me much above five miles over the limit today though. It just costs too much. About fifteen miles above the limit they can throw in a dangerous driving charge as well.

White collar forms of crime or offensives are common today. Simply because at this point in time. The penalties if caught are usually meaningless basically. Plus the related laws are seldom enforced. It seems societies in general only respond to laws and reasonable behavior properly if the penalty phase is substantial.

Is this socialistic or just a form of finding a way to make laws work ? Personally I favor the latter if the laws are reasonable. The benefits are less accidents and injuries plus deaths. It not only keeps the insurance premiums lower but the costs to the health care system down. It all becomes an integrated interlocked system for the populations own good.

The days of the wild west are pretty much gone anyways. In my case the wild eastern portion of Canada. Also you do not need to develop as much or as large of an oppressive police force. As people become more self regulating and self controlling. As long as the laws themselves are reasonable in scope. To both understand and respect. We Canadians do seek a lawful and safe society the same as Americans do. It remains a work in progress on our side of the border. We have no choice on how the governments in our society work on this area. They are working on it while trying not to impact various freedoms and rights at the same time. So far they are not doing that bad.

Last edited by barry12345; 08-09-2017 at 03:43 PM.
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  #452  
Old 08-09-2017, 05:56 PM
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Once the NKs nuke a couple of major cities, will that increase or decrease the risk pool? Asking for a friend.....
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  #453  
Old 08-10-2017, 11:20 AM
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McConnell put gas in the bus (he supported 45) and now the bus is going to run him over. The GOP talking heads and 45 are looking to get McConnell out of the way. I'll miss him. His incompetence is so refreshing in a sea of incompetence. Strange how Ryan escapes any of the blow back.
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  #454  
Old 08-11-2017, 01:15 AM
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A BRITAIN’S Got Talent finalist yesterday praised Simon Cowell from her US hospital bed – after he paid £175,000 for her life-changing surgery.

Julia Carlile, 15, revealed last April on the show that without surgery in America on her spinal condition scoliosis she will never dance again.

Now Julia has revealed on social media that both her operations have all worked, she is recovering and will dance again after all.

Without the £175k operation, not available in the UK, Julia would be unable to continue her passion of dancing.

The operation, called vertebral body tethering, involves screws being fixed along a cord inside the back.

The recovery time is just six weeks and the operation is reversible if it does not work – but sadly it is not currently available on the NHS.

Had Julia undergone NHS surgery, she would have had an operation which involved fusing the spine with metal rods – leaving her unable to dance.


https://www.louderwithcrowder.com/single-payer-simon-cowell-pays-dancers-surgery-nih-wont/?utm_source=crfb&utm_campaign=crlinking&utm_medium=social&utm_content=081017simon-cowell-single-payer
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  #455  
Old 08-11-2017, 01:29 AM
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With the fusion surgery, she'd still have had a chance at a relatively healthy life. And paid a fraction of the $175k cost. Not everyone needs to be a dancer.
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  #456  
Old 08-11-2017, 06:16 AM
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Well Spud, no-one needs to be whatever you are either.
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  #457  
Old 08-11-2017, 08:14 AM
JB3 JB3 is offline
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Quote:
Originally Posted by Dudesky View Post
A BRITAIN’S Got Talent finalist yesterday praised Simon Cowell from her US hospital bed – after he paid £175,000 for her life-changing surgery.

Julia Carlile, 15, revealed last April on the show that without surgery in America on her spinal condition scoliosis she will never dance again.

Now Julia has revealed on social media that both her operations have all worked, she is recovering and will dance again after all.

Without the £175k operation, not available in the UK, Julia would be unable to continue her passion of dancing.

The operation, called vertebral body tethering, involves screws being fixed along a cord inside the back.

The recovery time is just six weeks and the operation is reversible if it does not work – but sadly it is not currently available on the NHS.

Had Julia undergone NHS surgery, she would have had an operation which involved fusing the spine with metal rods – leaving her unable to dance.


https://www.louderwithcrowder.com/single-payer-simon-cowell-pays-dancers-surgery-nih-wont/?utm_source=crfb&utm_campaign=crlinking&utm_medium=social&utm_content=081017simon-cowell-single-payer
Are you claiming than an elective 175k surgery would NOT be available to purchase with a single payer system in place?

Looks like as always, if you have the money, you have the options.
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  #458  
Old 08-11-2017, 08:37 AM
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Would a private insurance carrier pay for this operation on average? Would an average citizen be even aware this approach was even possible? If the normal operation was a lot cheaper I wonder. The carrier does not have the liability for your ability to dance.

The implication is that if it does not work out the normal procedure can be attempted after removal of the flexable metal alignment cable or tape is removed.

Just some questions. I have no ideal if this specific operation is done this way sometimes in Canada or not. This last statement does not mean to imply. That we do not do a lot of very complex and expensive operations here. Cash prices are also substantially higher than what insurance companies usually pay has to be also taken into consideration.
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  #459  
Old 08-11-2017, 10:42 AM
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Quote:
Originally Posted by Dudesky View Post
A BRITAIN’S Got Talent finalist yesterday praised Simon Cowell from her US hospital bed – after he paid £175,000 for her life-changing surgery.

Julia Carlile, 15, revealed last April on the show that without surgery in America on her spinal condition scoliosis she will never dance again.

Now Julia has revealed on social media that both her operations have all worked, she is recovering and will dance again after all.

Without the £175k operation, not available in the UK, Julia would be unable to continue her passion of dancing.

The operation, called vertebral body tethering, involves screws being fixed along a cord inside the back.

The recovery time is just six weeks and the operation is reversible if it does not work – but sadly it is not currently available on the NHS.

Had Julia undergone NHS surgery, she would have had an operation which involved fusing the spine with metal rods – leaving her unable to dance.


https://www.louderwithcrowder.com/single-payer-simon-cowell-pays-dancers-surgery-nih-wont/?utm_source=crfb&utm_campaign=crlinking&utm_medium=social&utm_content=081017simon-cowell-single-payer

Point being, if you have someone willing to shell out $175k you too can have life changing surgery. Had MS Carlile not been a dancer and not been on BGT she would have received the surgery that most people in the US and Britain receive and gone about with her life.

She would not have been able to come up with $175k plus recovery costs. Odds are her insurance company (if she had one in the US) would not have paid for experimental surgery when a cheaper alternative existed. Not sure why you think an insurance company who's sole function is to turn a profit for it's share holders would be concerned about whether or not some girl could continue to dance or not.

Then there is a host of other issues that are being ignored. Had her parents ever not had insurance coverage on their daughter she more than likely would not have qualified for coverage due to a per-existing condition. Would the parents have been able to afford the deductible? Would the condition be covered under the insurance plan (lots of exclusions).

Ms Carlile is an excellent example for the failures of the US health care system and yet you want more of this kind of treatment. Amazing.
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2014 C250 21,XXX my new DD ** 2013 GLK 350 18,000 Wife's new DD**

- With out god, life is everything.
- God is an ever receding pocket of scientific ignorance that's getting smaller and smaller as time moves on..." Neil DeGrasse Tyson
- You can pray for me, I'll think for you.
- When you understand why you dismiss all the other possible gods, you will understand why I dismiss yours.
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  #460  
Old 08-11-2017, 10:56 AM
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Quote:
Originally Posted by davidmash View Post
Point being, if you have someone willing to shell out $175k you too can have life changing surgery. Had MS Carlile not been a dancer and not been on BGT she would have received the surgery that most people in the US and Britain receive and gone about with her life.

She would not have been able to come up with $175k plus recovery costs. Odds are her insurance company (if she had one in the US) would not have paid for experimental surgery when a cheaper alternative existed. Not sure why you think an insurance company who's sole function is to turn a profit for it's share holders would be concerned about whether or not some girl could continue to dance or not.

Then there is a host of other issues that are being ignored. Had her parents ever not had insurance coverage on their daughter she more than likely would not have qualified for coverage due to a per-existing condition. Would the parents have been able to afford the deductible? Would the condition be covered under the insurance plan (lots of exclusions).

Ms Carlile is an excellent example for the failures of the US health care system and yet you want more of this kind of treatment. Amazing.
More like the failure of your poster child Britain for single payer.

Not even offered in UK.

And your willing to put your health in the hands of two parties who can't tie their own shoes.

Priceless.
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  #461  
Old 08-11-2017, 11:01 AM
JB3 JB3 is offline
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Quote:
Originally Posted by Dudesky View Post
More like the failure of your poster child Britain for single payer.

Not even offered in UK.

And your willing to put your health in the hands of two parties who can't tie their own shoes.

Priceless.
Lets discuss this slightly differently. How are you insured? Have you ever been seriously ill or near death?
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  #462  
Old 08-11-2017, 11:07 AM
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Quote:
Originally Posted by Dudesky View Post
More like the failure of your poster child Britain for single payer.

Not even offered in UK.

And your willing to put your health in the hands of two parties who can't tie their own shoes.

Priceless.
Not offered by the health care system. No indication that if she came up with $200k on her own that she could not find a surgeon in the UK able to perform the surgery.

What you fail to acknowledge is that if she did not have the money should would not have received the surgery here in the US either. Money is the primary factor here. With enough money you can save your life, no money ... so sorry. That is the failure of the US health care system.

As Barry has said countless times, the government is not in charge of the health care system. The doctors and providers are. The only thing the gov does is collect the money and if I recall correctly, determine price caps if needed.

Not sure why you think an insurance company is going to give a crap about this girl dancing or not when there is a much cheaper alternative available. The US is littered with examples of insurance companies denying people life saving procedures.
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- With out god, life is everything.
- God is an ever receding pocket of scientific ignorance that's getting smaller and smaller as time moves on..." Neil DeGrasse Tyson
- You can pray for me, I'll think for you.
- When you understand why you dismiss all the other possible gods, you will understand why I dismiss yours.
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  #463  
Old 08-11-2017, 11:21 AM
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Originally Posted by Txjake View Post
Once the NKs nuke a couple of major cities, will that increase or decrease the risk pool? Asking for a friend.....
Look at the bright side, NK takes out Ca or NY, the popular vote won't be an issue anymore.
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Сделать Америку великой Снова

“A satirical piece in the Times is one thing, but bricks and baseball bats really gets right to the point of it.”

"The main obstacle to a stable and just world order is the United States. ....George Soros




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  #464  
Old 08-11-2017, 11:29 AM
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Quote:
Originally Posted by Dudesky View Post
Look at the bright side, NK takes out Ca or NY, the popular vote won't be an issue anymore.
If a US city gets nuked on the GOP's watch, you think that most members of the GOP would have a prayer of being elected county dog-catcher afterwards?
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  #465  
Old 08-11-2017, 12:31 PM
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I am not smart. Still I have been wondering just why Canada and America have taken different roads in social context to some degree and extent. Over the years.

Historically part of it may relate to the way the two respective countries dealt with the depression of the thirties. America tried various approaches where the Canadian population was guided by a very rich fellow with no compassion or common sense. He may very well have been highly abnormal. He did have almost total power through an important portion of the period.

Things just got so bad under him here that programs to deal with it had to be launched. To say the Canadian prime minister was totally out of touch would be an understatement. He resisted everything that could help the general population when in serious difficulty as well. .

Where America had a leader that at least presented hope. Plus tried different approaches. If Canadians had not had that rotten leader things today would be much different I expect.

Neither political systems or parties in both countries fixed the problems. It took the second world war to restore the economies of both countries.

There just may have been more mental scar tissue left with much of the population in Canada. This just might account for some variations in the attitudes of individuals towards things..

Every leader should be vetted better. They tend to impact the future more than the present all too often. This is about my only conclusion I came up with.
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