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  #1  
Old 12-06-2011, 09:32 AM
TwitchKitty's Avatar
Just fix it
 
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Paypal user agreement - Time to Cancel Paypal?

I have been getting a popup from paypal telling me to agree to their new electronic notification terms or else they will suspend my account. I am thinking about cancelling the account on my own. I can always open another account. I really am apathetic about this and don't even want to read the agreement much less agree to it.

Here is a link to an article about the new agreement, I think. Something about the IRS and 1099 reporting.

PayPal Institutes New Policy Thanks to IRS Reporting Requirements

Anybody here know any clever way to avoid this without agreeing to it?
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  #2  
Old 12-06-2011, 09:36 AM
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They're just sending you a 1099 for credit card transactions, big deal. There are plenty of other reasons to cancel PayPal and Fleabay (they treat sellers like shyte for one thing), but this isn't one of them.
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  #3  
Old 12-06-2011, 11:27 AM
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Quote:
Originally Posted by TwitchKitty View Post
I have been getting a popup from paypal telling me to agree to their new electronic notification terms or else they will suspend my account. I am thinking about cancelling the account on my own. I can always open another account. I really am apathetic about this and don't even want to read the agreement much less agree to it.

Here is a link to an article about the new agreement, I think. Something about the IRS and 1099 reporting.

PayPal Institutes New Policy Thanks to IRS Reporting Requirements

Anybody here know any clever way to avoid this without agreeing to it?

Are you sure this is ACTUALLY from PayPal? I got phished about 8 years ago and the email looked EXACTLY like something from PayPal. I swore them off for awhile and then started using them again. I have NEVER had to fill out such a form and still use PayPal.

Be careful.
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  #4  
Old 12-06-2011, 12:37 PM
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I haven't got that myself and I just logged onto my paypal account.
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  #5  
Old 12-06-2011, 12:42 PM
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A popup? There's a red flag right there.
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  #6  
Old 12-06-2011, 12:46 PM
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Quote:
Originally Posted by aklim View Post
I haven't got that myself and I just logged onto my paypal account.
Me, neither. Sounds phishy.
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  #7  
Old 12-06-2011, 07:19 PM
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Popup is the wrong term, it is just a reminder every time I use paypal. Not an email either, but I might have gotten an email about it. I admit I have been ignoring paypal and don't want to be bothered with them.

This may not apply to all paypal accounts and if it applies to your account you may have clicked the box months ago and not even noticed it.

Here's a link to a thread at the paypal site about this policy:

https://www.paypal-community.com/t5/My-account-settings/Legitimate/td-p/233042

I think spdrun has a handle on it.
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  #8  
Old 12-06-2011, 07:40 PM
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Are you in --the Land of No ( west coast place that was once known as the place to be)
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  #9  
Old 12-07-2011, 09:52 AM
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Quote:
Originally Posted by panZZer View Post
Are you in --the Land of No ( west coast place that was once known as the place to be)
I don't have a clue what this means but it made me laugh anyway. ???
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  #10  
Old 12-07-2011, 10:48 AM
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I recieved the same notification when signing into PP. If you don't agree they won't let you charge to your Buyer Credit. I read it - no biggy, they just want out of the US Mail business.
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  #11  
Old 12-07-2011, 11:46 AM
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Hmm, just logged into my paypal, got nothing.
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  #12  
Old 12-10-2011, 09:53 AM
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Patriot Jewelry

Quote:
Originally Posted by spdrun View Post
They're just sending you a 1099 for credit card transactions, big deal. There are plenty of other reasons to cancel PayPal and Fleabay (they treat sellers like shyte for one thing), but this isn't one of them.
1099? So we are saying that Paypal and eBay have my SS number?

They are not a bank but have access to basically all of my personal information and probably track everything I do on the Internet as well. Wonder if they bought into the GPS database and can track my movements too?

I keep a separate account linked to Paypal and fund all of my dealings with them through that account but still... Sounds like a one-stop shake-down. Merge Walmart, eBay and Paypal and call it The Company Store.

They would probably just go ahead and shackle us all if they hadn't shipped all of the iron in the country to China already. Patriot Jewelry.
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  #13  
Old 12-10-2011, 09:58 AM
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To continue receiving information about your account electronically, you must accept our Electronic Communications Delivery Policy. Starting January 2012, your account will be temporarily deactivated and you will not be able to send or receive funds until you provide your consent. Learn more


Electronic Communications Delivery Policy (E-Sign Disclosure and Consent)
Last Update: Apr 06, 2011


https://cms.paypal.com/cms_content/US/en_US/files/ua/esign1.html


Print Download PDF

This policy describes how PayPal delivers communications to you electronically. We may amend this policy at any time by posting a revised version on our website. The revised version will be effective at the time we post it. In addition, if the revised version includes a substantial change, we will provide you with 30 days’ prior notice by posting notice of the change on the “Policy Updates” page of our website.

Electronic delivery of communications

You agree and consent to receive electronically all communications, agreements, documents, notices and disclosures (collectively, “Communications”) that we provide in connection with your PayPal account (“Account”) and your use of our services. Communications include:

•agreements and policies you agree to (e.g., the PayPal User Agreement and the PayPal Privacy Policy), including updates to these agreements or policies;
•annual disclosures, including prospectuses and reports for PayPal Funds;
•transaction receipts or confirmations;
•Account statements and history;
•federal and state tax statements we are required to make available to you; and
•any other Account, PayPal Funds account, or transaction information.
We will provide these Communications to you by posting them on the PayPal website and/or by emailing them to you at the primary email address listed in your PayPal profile.

Hardware and software requirements

In order to access and retain electronic Communications, you will need the following computer hardware and software:

•a computer with an Internet connection;
•a current web browser that includes 128-bit encryption (e.g. Internet Explorer version 6.0 and above, Firefox version 2.0 and above, Chrome version 3.0 and above, or Safari 3.0 and above) with cookies enabled;
•Adobe Acrobat Reader version 8.0 and above to open documents in .pdf format;
•a valid email address (your primary email address on file with PayPal); and
•sufficient storage space to save past Communications or an installed printer to print them.
We will notify you if there are any material changes to the hardware or software needed to receive electronic Communications from PayPal. By giving your consent you are confirming that you have access to the necessary equipment and are able to receive, open, and print or download a copy of any Communications for your records. You may print or save a copy of these Communications for your records as they may not be accessible online at a later date.

How to withdraw your consent

You may withdraw your consent to receive Communications electronically by writing to us at "Attn: Electronic Communications Delivery Policy, P.O. Box 45950, Omaha, NE 68145-0950", or by contacting us via the “Contact Us” link at the bottom of each page of the PayPal website. If you fail to provide or if you withdraw your consent to receive Communications electronically, PayPal reserves the right to either deny your application for an Account, restrict or deactivate your Account, close your Account and any sub-account (such as a Student Account), or charge you additional fees for paper copies.

After you consent to receive Communications electronically, you may withdraw your consent to receive IRS Form 1099-K electronically by contacting us as described above. You will continue to receive all your other Communications electronically, but we will send your Form 1099-Ks to you by U.S. mail.

Requesting paper copies of electronic Communications

If, after you consent to receive Communications electronically, you would like a paper copy of a Communication we previously sent you, you may request a copy within 180 days of the date we provided the Communication to you by contacting us as described above. We will send your paper copy to you by U.S. mail. In order for us to send you paper copies, you must have a current street address on file as your “Home” address in your PayPal profile. If you request paper copies, you understand and agree that PayPal may charge you a Records Request Fee for each Communication. The Records Request Fee will not be charged if you request a Form 1099-K in paper form; for all other Communications, the Records Request Fee is set out in Section 8 of the User Agreement.

Updating your contact information

It is your responsibility to keep your primary email address up to date so that PayPal can communicate with you electronically. You understand and agree that if PayPal sends you an electronic Communication but you do not receive it because your primary email address on file is incorrect, out of date, blocked by your service provider, or you are otherwise unable to receive electronic Communications, PayPal will be deemed to have provided the Communication to you.

Please note that if you use a spam filter that blocks or re-routes emails from senders not listed in your email address book, you must add PayPal to your email address book so that you will be able to receive the Communications we send to you.

You can update your primary email address or street address at any time by logging into the PayPal website, going to “My Account”, and selecting the “Profile” tab. If your email address becomes invalid such that electronic Communications sent to you by PayPal are returned, PayPal may deem your Account to be inactive, and you will not be able to transact any activity using your PayPal Account until we receive a valid, working primary email address from you.
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  #14  
Old 12-10-2011, 09:59 AM
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Nothing to do with the PATRIOT Act -- it has to do with a law passed in 2008 which has provisions to improve tax collection. This is money grubbing rather than security theatre.
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  #15  
Old 12-10-2011, 10:22 AM
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Look up alternatives to paypal.

There are a fair amount. 5 Alternatives to PayPal | GeekDad | Wired.com

I'm not a fan of paypal. The claims of "we're protecting buyers and sellers" seem to be "we're holding onto everyone's money as long as possible but if there's ever an issue we say 'not our problem per the TOU'. You're on your own, good luck, thanks for using Paypal."
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