I have full coverage on my 91 300SE and my 93 Miata with Safeco, $100. deductible. For me it is more of a 'peace of mind' type of thing to have collision coverage and the comprehensive coverage will give me something if my car is stolen. To me it's worth the little extra it costs for the coverage.

i have state farm with a 03 dodge truck, 94 volvo 940, 86 dodge ramcharger 4x4 and 86 560 sel, full coverage on each plus some other property coverage for $280 a month. ive been with them for bout 19yrs or so.